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by greenmamba
If you are a student or about to become one and might be thinking of taking out a credit card due to the reason of not working whilst studying, can be a recipe for disaster. If managed correctly and choosing..

by skv
For bigger buying decisions like a house, or car, you must check your credit score earlier to applying, as not doing so is the sort of thing that leads to the disastrous credit meltdown we've just gone..

by greenmamba
A credit card, if used properly, can be a great financial tool. Most people however can't afford all the expensive rates some credit card institutions offer. For this we have what they call a low APR credit..

by articles78
Did you know that you are throwing money away every day? That is right, every day that you do not organize your money, you are throwing it away. How can this be? If you fail to balance your checkbook,..

by skv
Every time you apply for credit, your credit score takes a hit. You can get two free inquiries yearly, but after that, each one wills does your credit score four to seven points. Apply for credit sparingly..

by skv
Paying a bill late, even if it's only by one day, can have a huge impact on your credit score. Be aware that just one late payment can drop your credit score by 100 points, and depending on the creditor,..

by skv
Your credit score is an indicator of how acceptable you are to pay your bills on time and the most weight is placed on your payment history for the last two years.Unlike a charge card holder, for a credit..

by skv
Keep the accounts open, but keep the credit cards in a safe place. If you have a good credit history with an account, use the card once every six months for small purchases, just to keep that account's..

by jenniferquilter
Fixing your credit yourself doesn't have to be as hard as it's made out to be. If you've been turned down a few times because of your low score it's easy to start feeling like you're doomed forever, but..

by skv
For example, there are key measures, from a time standpoint, that determine how dramatically a previous "negative" entry on your file will count against you today.You may want a card just for now and then,..