Credit card generator: it is not free cash

Credit card generator is a way to create bunch of numbers that can be used for any number of reasons but not to make purchases. This generator will supply a person with actual credit card numbers. To make them work with purchases the person would need names to go along with these numbers and the possibility of matching just one up is almost impossible.

This type of software is useful for software testers. The generator will make them in the proper format and prefixes to run credit card validation test and application process but only for test purposes.

All credit cards are made up of three different parts hidden inside the numbers. Six digits identify the issuer of the credit card. Six to nine digits are used to identify the individual account number for the person the account was opened by. One digit is used as a check digit computed as the checksum of the issuer identifier and the account number based on Luhn algorithm.

There are many companies that have free credit card generators and every one of them advertise them as for educational purposes only. Most are from hacker sites and they can be made to generate a specific type of card, whether visa, mastercharge or others. There are some that then use these numbers to make small purchases and if successful make larger ones. The hope is that the number is active and not already reported stolen.

Some sites call this non-friendly fraud and it is when purchases are made with the card by other than the owner. Whatever they are called this is software that started out having a useful purpose but in the wrong hands has helped many innocent people lose their credit and lowered their credit rating. The downloading of a credit card generator is legal. Making online purchases with the numbers is not.

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