What topics should a credit repair book cover? Be careful about the book you pick

"Bad Things Happen to Good People. Your Credit = Your Life, Fix It Now!"

Before talking about the differences in book selection, allow me to briefly say something about the pro-claimed "Direct Lenders"

Creditors, lenders, mortgage brokers and direct lenders. ... Since the mortgage brokers and direct lenders are NOT real lenders, then they charge commission fees so called loan origination and offer interest rate, which is even higher than what the actual lenders offer. The companies that claim to be Direct Lenders, mostly are also mortgage brokers. A lender is a company that actually borrows money from the Federal Reserve Bank and uses that money to provide loans for you and I (the consumers).

Now, let's talk about how you should care for a book.

Besides the fact that for the past several years, I had training sessions, seminars and other educational programs to help consumers, the fact that the book itself is touching on the true stories and facts of consumers who have come in contact with me and got rescued should give you enough indication.

As an author, I consolidated the problems of my clients, and the strategies and solutions used to get them out of their problems. Then I authored a book, worked and reworked the content to make sure it meets TODAY'S problems and need. Most consumers may not realize that a solution provided 5 years ago or three years ago, it is a solution for today. The credit world is one of those that changes as well. Although the topics may not change, but the time period of today and the situations and credit scoring modules of toady is not very similar to the one of 4 or 5 years ago. I book should not direct you to sites or other books to find solution. If the purpose of the book is to solution, it should be self-sufficient.

Why did I write:

"Bad Things Happen to Good People. Your Credit = Your Life, Fix It Now!"

Although some of the topics discuses in this book may sound standard, but every subject was implemented considering today's problem. The topics are:

A. Avoid Collection, Evictions, Foreclosures and Judgment
B. Credit Management and Repair
C. Debt Management and Reorganization
D. Fraud Protection and Identity Theft
E. Obtaining the Best Credit Cards and Loans
F. Recover from Bankruptcy
G. Resolve Taxes owed and Tax-preparer scams
H. Issues regarding Sub-Prime Interest rates.
I. How to write demand letters, and
J. More

There are other topics related to the issues of credit repair and credit management.
Those are:

As far as your financial affairs are concerned, What to do before, during or after
A. Engagement?
B. Marriage?
C. Separation?
D. Divorce?
E. Death of loved ones?

This book is on its second edition. You must pick up a copy of this book and use the knowledge base in your favor. It is accompanied by a CD, which contains helpful hints for credit card, loan and taxes. There are other files for demand letter-writing techniques, demand letters, forms, and schedules.

The author also prepared a second book, titled:

"Saving Your Money"
This provides numerous money saving techniques with especial emphasizes on credit cards and loans, Good-Debt, Bad Debt, College Planning, Retirement Planning, shopping tricks and much more.

So before you buy an education book, first look at the date, edition and the content it covers. An educational book is not a novel, a recipe book, or a storybook. Just like you would not buy a book about your windows 98 or 2000 (because they are practically non-existent, an old credit repair/management book will throw you off track).

Go to the website and review the description of these and other books, review the existing questions and comments and post yours.

Your name will remain confidential.

Best wishes
Mike Samadi