De-Clutter your Life and your Finances

Do you come home from work, and trip over toys, shoes, backpacks, etc..?

Is your house filling up with those "must have's" that were suppose to make your life easier?

There is no question, that our generation has more "stuff" then our parents and grandparents, and this stuff we keep buying, is just creating the clutter it was suppose to help us with. Does this sound familiar?

One of the best ways, I have found to deal with stress, is to pick a room, and find yourself two boxes. One for donations, and one for the "stuff" that you might be able to sell at that next garage sale or online. Be ruthless, if you have not bothered with the item for over a year, then get rid of it.

Once you get through your house or apartment, you will begin to feel less stressed, as your rooms look emptier, and actually bigger!. Plus you can now sell your "stuff" and turn that stress into cold hard cash. It is amazing how much better you will feel, and you will feel more in control.

Now that your space is a de-cluttered, sit down and do the same thing with your bills and finances. Organize your piles of paper, that were mixing in with the clutter in your dining room. Get yourself a filing cabinet, or expandable folder, and make up some files for your paid bills, credit card statements, phone bills, car payments etc. You really only need to keep these statements for approx. one year. As you file your next paid bill, you take the oldest one out and shred it.

Keep a current file, for bills that need to be paid, and start looking at combining some bills, such as internet, cell phones, and TV. If you use the same provider for all three, you will bundle your bill and save big bucks. The same with your credit cards. Bundle the balance of high interest ones onto a lower interest one, and then make extra payments to get rid of it with the payment you will save from the other cards. Cut up the excess cards, and cancel the account.

You will feel more in control and ready to attack your finances, once your life is de-cluttered and you feel less stressed when you walk in the door. It is truly amazing how great you will feel when you can see the actual floor or the counter in your home, minus all the crap, it is like letting go of an anchor.
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