MRS Associates: are now harassing the debtors!!

MRS Associate (Miranda Recovery Services) is a Collection agency, whose sole purpose is to solve problems related to accounts that are delinquent. Usually, the collection agency tries to solve these problems quickly and efficiently. They consider that they are applying better collection methods to make their purpose successful.

But it is worth knowing, that it is not in the good book of the commoners. Debtors claim that in the process of achieving their purpose they bring false accusation against people. Often people report about receiving threats via email or calls, where the collection agencies even falsely accuse somebody of stealing some others identity.

MRS Associates are also known for harassing people with frequent creditor calls, withdrawing money from anybody’s account without their knowledge. People consider them to be much worse than debt collectors. Debtors are of the opinion that these debt collectors can lie to any extent.

However, in case, when such situations arise, never forget to ask for a debt validation letter. Usually the debt validation letter is a document that is given by the debtor to the collection agency, asking if he really owes the debt.

If at all you are falsely accused by the collection agencies, send them a written request to validate your debt to the collection agency. Certainly send the letter with a Return Receipt Request. The collection agency has to send you the debt validation request within 30 days of receiving your first written notice from the Collection Agency, as per the Fair Debt Collection Practices Act (FDCPA).