California health insurance companies healthcare plans

There are many renowned California health insurance companies and they offer some extraordinarily beneficial health-care plans. Some notable insurance carriers are Aetna, Blue shield of California, PacifiCare, Nationwide, Safeguard, Sundial, Kaiser Permanente, Health Net and Anthem Blue Cross.

Aetna of California
Aetna of California offers variety of imaginative health plans to benefit individuals and families and their plans cover life, dental, disability insurance, pharmacy benefits for its members nationwide. Aetna of California boasts of membership strength of over 15 million individual health members, over 15 million group health members, over 13 million dental insurance members.

Aetna has an enviable network of over 767,000 health care professionals and 4,467 hospitals and provides Medicare and individual health benefits in many states. The plans that they offer has wide variety of choices ranging from high deductible health-care plans compatible plan, deductible plans, co-payment for doctor visits and prescription and basic hospital only plans.

Cigna Health of California
The fact is difficult to believe but Cigna Health of California is two centuries old and they work on many useful group plans, health care and international plans. Cigna also provides individual, life, disability, dental, accident and supplemental insurance products for individuals, families, self employed, small and large groups.

Cigna offers Health Maintenance Organization (HMO) plans wherein members are given the freedom to choose a primary care physician (PCP) within the network. Cigna also offers Preferred Provider Organization, indemnity and point of service networks in certain areas as well.

Kaiser Permanente of California
Kaiser Permanente of California was started in 1933 and has made rapid strides within a relatively short time by providing quality health care to Californians. Today, Kaiser Permanente is a billion dollar company that covers insurance service for state of California and 10 other states. Kaiser Permanente has grown to become the nation's largest non-profit HMO with close to 9 million members nationwide.

Some added benefits that Kaiser Permanente offers its Californian members are family planning, first postpartum visit, eye exams, chiropractic office visits, allergy infection visits and immunizations.

Blue Shield of California
You may be surprised to know that Blue Shield of California, an independent member of the Blue Shield Association, is a not-for-profit health plan singularly dedicated to providing Californians with high quality care at affordable prices. Blue Shield of California now has 3.2 million members, 4,500 employees, one of the largest provider networks and more than 20 office locations.

Most of California health insurance plans are designed keeping in mind the customer's need and affordability. Indemnity and managed care plans are basically the two types of health insurance plans offered by most of the companies.

In the indemnity plan, a person gets the opportunity to select his/her choice of physician which will pay his medical expenses either partly or fully. In managed care plans, a customer gets the benefit of large network of hospitals and physicians, who will take care of all the Medical treatment formalities. Besides these two plans, health insurance can be obtainable in group or individual schemes depending upon the requirement.

The encouraging trend is the concept of health insurance is gaining popularity by the day in California as elsewhere. It is a fact that the business of health insurance companies are doing booming business and they offer various types of health insurance plans to meet the specific needs of individual health plan buyers.