How to Properly Choose Between OEM and Aftermarket Parts

If you have rental car coverage, your insurance will cover the cost of rental and repair, which sounds good. But it is also a problem if your car insurance may not cover the cost of repair. Then you can decide whether you will use the OEM, which stands for Original Equipment Manufacturer or the aftermarket parts.

Using these two repair facility is debatable. What is the difference between them? Choosing between the two and arriving at the best decision is a must for every motorist.

Many non-OEM manufacturers and most car insurance companies argue that the difference between OEM and aftermarket parts is insignificant. There is no doubt that insurers are such strong supporters of using aftermarket parts. It is because these are less expensive than OEM parts.

You should know that your company will not repay you 100 percent if you are going to use OEM for the repair of your vehicle. They discourage their client to employ of OEM parts. They make the policy holder pay for the difference in cost between the non-OEM parts specified in the estimate and the OEM parts used.

You will be paying a large amount for your car insurance coverage if you will choose OEM parts. It will just like as these parts may cost nearly as twice as much as aftermarket parts. For example, a repair of '96 Ford Contour can cost close to $600 when you will use OEM hood, whereas an aftermarket hood can be just for about $300 only.

But what is the advantage of using the aftermarket parts for the repair of your automobile? The answer is that it decreases the resale value of your auto making it hard for you when you are planning on reselling or trading it in. Most auto dealers verify the repair history of vehicles to see what kinds of parts were used.

Before deciding to get your best car insurance, you must know that there is an issue raised with aftermarket parts. OEM parts advocates claim that non-OEM parts did not undergo to the same crash-testing procedures as OEM and therefore are not as safe. However, the Insurance Institute for Highway Safety (IIHS) said that making repairs with non-OEM replacement parts does not degrade the security of a vehicle in a crash.

With these issues presented between OEM parts and aftermarket parts, it's up to you to make a decision what type of replacement parts are used in your vehicle's repair.

You can choose non-OEM parts if you opt to save money. You should make sure that they are approved by the Association. This company sets the standards that must be met in the manufacturing of non-OEM parts for collision repairs.

Considering the auto insurance specialists advice will also help you to come up with good decision.