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Home » Finance » Insurance » Proving Fault in your Personal Injury Claim

injuryclaim
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Proving Fault in your Personal Injury Claim

Submitted by injuryclaim
Sat, 31 Oct 2009

The fact of the matter is that it can be a rather complex process determining who is at fault for a personal injury. Essentially, someone is at fault in your personal injury claim when the person was negligent or careless. If the action that caused your injury was malicious, you are more likely to file a criminal suit rather than a personal injury claim.
There are some factors that will immediately determine whether or not there was carelessness involved in an accident. For example, if you were injured in a place you weren't supposed to be, the person that caused the accident may not be at fault. They had no legal duty to be careful toward you. The same holds true if you were engaging in an activity that was unexpected for the location you were in.
In addition, if you were also negligent or careless in the process of the accident, you may be held partially at fault. This can result in something called "comparative negligence," which indicates that there are multiple parties at fault.
This doesn't mean, of course, that you can't file a personal injury claim or that you can't be compensated for your injury. What it does mean is that you may be assigned some of the fault for your personal injury, and may not be able to collect the full personal injury claim from the other party or parties.
If someone is negligent and it leads to your personal injury, and they were negligent while they were working for another party, that employer may also have some legal fault for the accident. Here again, you have a case where a certain percentage of fault may be assigned to different parties.
Sometimes, an accident will occur because a property is either poorly maintained or has been poorly built. In such cases, the property owner may be at fault for being negligent in caring for the property.
If your personal injury was caused due to a defective product, there are a number of parties that may be at fault. For example, the manufacturer may be at fault for creating the defective product. The seller of the product may also be at fault for allowing the defect to pass into your hands.
Finally, you also need to be prepared to make your case as to who is at fault in your personal injury claim. The fact of the matter is that it can sometimes be an uphill battle. You need to collect as much data as you can whether it is recall information on a given product or whether it is the frequency with which a property owner cleans the leaves off of their walk. The more information you have, the better prepared you'll be when it comes to argue fault for your personal injury claim.

 

Edward Cunningham is an experienced Personal injuries claims writer with a number of years experience. He has written several articles on Medical Negligence Claims and Workplace Accident Compensation.


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