Ways to Save on Automobile Insurance

Believe it or not, you can get a good deal on your auto insurance if you shop around and take some steps that you may have not considered. An insurance agent gets commission on the more insurance you buy for your car such as collision, comprehensive, uninsured motorists, bodily injury etc.
Americans love to shop around and drive a few extra blocks to save on gasoline, but yet they aren't shopping around for their auto insurance. A survey conducted by Progressive Insurance found that 58 percent were unlikely to shop for auto insurance and 29 percent said that they haven't shopped for coverage in more than five years.
Don't just go with the ad that you saw in the yellow pages or the company that your family uses, check it out for yourself and do a little shopping around.

1 - Get married.
2 - Take a defensive driving course.
3 - Ask about membership discounts. Insurance companies will conveniently forget to offer you a discount in their best interest.
4 - Install a car alarm
5 - Pay six months in full, twice a year rather than financing the premiums.
6 - Buy a car with safety features such as anti-lock brake system, alarm and air bags.
7 - Move to a better zip code. Areas where there are more uninsured motorists and more accidents get hit with higher rates.
8 - Keep your driving record clean so that your insurance company is never tempted to raise your rates.

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Been in creditcounselingand New York Credit Counseling business for over 14 yrs writing articles and information for several sites.