There is someone else also between you and your mortgage lender.

A mortgage consultant is an independent agent, an intermediary between you the consumer and the mortgage lender. The mortgage consultant will shop the available lenders to find the mortgage product that offers the best combination of features, options and rates to suit your individual circumstances. The best part - depending on your credit picture - there is no charge to the consumer for the service. The mortgage consultant’s fee is normally paid by the lender.

A Mortgage Consultant put together transactions between lenders and borrowers. They have Access to many different lenders, but don't work for them as they work for the customers. Professional Mortgage Consultant NY independently advises and constructs the best mortgage plan, which usually costs the customer less than if they directly go to the lender themselves.
With the Professional Mortgage Consultant NY the customer can get the best of both worlds - access to big bank cost of money with lower overhead and better service.

The Professional Mortgage Consultant NY works hard, honestly, and intelligently. They are loyal to the customer as they share the conviction that the customer should be treated as a person, not a loan number. The customer should have the same contact person, from start to finish during the entire transaction. This one-person contact is available 24 hours a day/7 days a week.
Professional Mortgage Consultant NY believe in being very accurate with quotes regarding interest rates and estimated closing costs - and, we take this belief one step further - we attend settlement with every one of our customers to make sure what we quoted in the beginning is what shows up at the end from the lender.

Professional Mortgage Consultant NY also believes it is important for the customers to understand the issues which impact the decisions that only they can make. Professional Mortgage Consultant NY takes the time to provide the necessary information because only a well-informed customer can make the best decisions.
Professional Mortgage Consultant NY understands those concepts that often aren't understood by most mortgage originators - property tax & hazard insurance escrow accounts, investor reporting, collection activities, foreclosure law, and most importantly, the understanding of the legal instruments which all borrowers must sign at closing.

Professional Mortgage Consultant NY believes in honesty, hard work, and attention to every detail related to the customer and mortgage. They provide accurate Rate Quotes. The Mortgage-related closing costs at settlement are exactly same as initially quoted. Professional Mortgage Consultant NY ensures professional & confidential interaction with clients.

A Mortgage Consultant is useful for any of the customers as with the fluctuation in interest rates of land; homeowners have become more aggressive in seeking out the best possible terms from a lender. The appeal of a mortgage consultant lies in the opportunity for you to effectively search a large segment of the mortgage industry for the optimum terms, rather than negotiate personally with only one or a few lenders.

A mortgage consultant can also be an independent source of information and an unbiased help in wading through the myriad of options available in the mortgage industry today.