http://www.articletrader.com/ Articles at ArticleTrader en-us http://www.articletrader.com/finance/mortgage/no-risk-lawsuit-loan-no-win-no-pay.html http://www.articletrader.com/finance/mortgage/no-risk-lawsuit-loan-no-win-no-pay.html Fri, 23 Mar 2007 00:00:00 -0500
If you win your case or you reach an out-of-court settlement, your attorney will pay off your lawsuit advance when he or she disburses the funds from the resolution of a case. As part of the final settlement of the case, your attorney will make payments to all parties who have a claim against your settlement–including attorney loan–from the proceeds of the settlement, then send you what funds remain.

If you lose the case at trial, your case is dismissed by the court, or you and your attorney decide to abandon your claim, you keep the advance, and LawMax absorbs the loss.

While the cost of a lawsuit advances (what’s called the “risk premium”) is often higher than interest on a traditional loan, it is important to keep in mind that a conventional loan has to be repaid–no matter what happens with your case. If you take out traditional financing, expecting to use the proceeds of the settlement to repay the loan, you are accepting all of the risk. If you drop or lose the case, you will still need to repay the loan in full. This can create real financial hardship and damage your credit rating if you are unable to make the loan payments. With a lawsuit advance, however, you only need to repay the advance if and when you win your case or settle out of court. LawMax accepts all the risk, so that you not have to pay if you do not receive proceeds from the settlement. Whether you have to repay or not, though, you can still have the lawsuit advance to pay living expenses and replace lost income.

Another factor to consider when trying to decide between a lawsuit loan and conventional financing is the method of repayment. With a conventional loan, you will have to begin repaying your loan immediately, even though your case may not be settled for months or years. With a LawMax lawsuit advance, all repayment is deferred until you win your case or settle out of court. There are no application fees or up-front costs, and there are no monthly payments. When your case settles, your attorney will send a check to LawMax on your behalf repaying the advance from the proceeds of your settlement or award.

Making the right financing decision for your case may affect you for years to come, so do consider all your options carefully, and do not hesitate to contact LawMax to discuss your options.

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Alec is a well known author and has been writing content for lawsuit advances as a Loan service to fight your legal case for so many years. His content is worth reading as it gives you an insight about different aspects of availing this service. For more information visit www.fundmycase.com


Source: http://www.articletrader.com ]]> http://www.articletrader.com/finance/mortgage/lawsuit-loan-an-overview.html http://www.articletrader.com/finance/mortgage/lawsuit-loan-an-overview.html Fri, 23 Mar 2007 00:00:00 -0500
All information provided to LawMax is kept strictly confidential for the privacy of all litigation funding applicants. All hard-copy documents received by LawMax are digitized and the originals are shredded for further security. All digitized files on stored on secure servers to ensure that all client information is safe, confidential and secure.

Once LawMax has the documents it needs, the client’s request for funding is evaluated immediately. When a > lawsuit advance receives final approval, a claim investment agreement is sent to the client’s attorney because LawMax assumes that the client will want his or her attorney to review the agreement. This step also makes it easier for the client to receive legal guidance about the agreement before he or she signs it. The client must sign the claim investment agreement, and the client’s attorney must “acknowledge” the agreement. This acknowledgement establishes LawMax’s claim against a portion of the final recovery. Once the agreement is signed and acknowledged, LawMax issues a check, and the check will be sent by mail or overnight delivery. In some instances, the funds can be wire transferred directly to the client’s bank account.

After the original advance is made, some clients return for a second or third advance. Lengthy cases can sometimes create the need for additional cash for the plaintiff who is still getting back on his or her feet. Clients in need of additional funding follow the same procedure, applying online or by telephone, and the applicant’s file is updated and the case re-evaluated for presettlement funding

After months or years working its way through the courts, the case is finally settled. If the client loses his or her case, LawMax ceases to be involved. The client keeps the advance and has no obligation to repay it. If the client wins the case or reaches an out-of-court settlement, the attorney repays the advance and the accumulated risk premium when he or she disburses the proceeds of the settlement.

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Alec is a well known author and has been writing content for lawsuit advances as a Loan service to fight your legal case for so many years. His content is worth reading as it gives you an insight about different aspects of availing this service. For more information visit www.fundmycase.com


Source: http://www.articletrader.com ]]> http://www.articletrader.com/finance/mortgage/more-about-lawsuit-advances.html http://www.articletrader.com/finance/mortgage/more-about-lawsuit-advances.html Fri, 23 Mar 2007 00:00:00 -0500
When a person is a plaintiff in a lawsuit, he or she is often either suffering from a personal injury or a loss related to a wrongful death. If you suffered a personal injury, you can be temporarily injured or even permanently disabled. If you were injured, you may be facing lost income because you were unable to work while recovering. If you were disabled as a result of your injury, you may be unable to return to work. In both cases, you may face both the need to cover your regular living expenses and the additional costs of medical care, prescription drugs or rehabilitative services. If you lost a loved one to wrongful death, you may be facing the loss of that person’s income as well as other losses. For example, your healthcare coverage may have been provided by that person’s employer. The trauma of the loss may also affect your ability to work and earn an income. The settlement proceeds of your lawsuit are meant to help you with these losses and expenses, but it can easily months–or even years–to see actual cash proceeds from the final settlement of your lawsuit. If you need money now, a Litigation Loan is an option to consider.

When you receive a lawsuit loan, you can legally do anything you want with the money. However, LawMax encourages recipients of lawsuit advances to spend the money carefully to make the most of the available cash. Critical past due bills should be paid first. For example, if you are behind on your rent, mortgage or car payments, using your lawsuit advance to pay the arrears can help you avoid eviction, foreclosure or repossession. The second priority should be paying basic bills such as electricity, gas, telephone and other utilities to prevent these services from being cut off. You should also make only the minimum payments on credit cards, just enough to stay current. If you have any money left over after making these payments, you should set that money aside for next month’s expenses. This will extend the benefits of your lawsuit advance while you wait for your case to be settled.

If you do use up your advance, you can apply for an additional lawsuit advance from LawMax. When you apply for additional funding, LawMax does not have to go through the entire application process with you again since we already have your case documentation on our secure servers. If you apply for second or third lawsuit advance from LawMax, the process is much faster since we only need to contact your attorney to get updated information and documentation about your case. If we can provide you with additional funding, that advance should also be used wisely.

LawMax will work to provide you with as much funding as we can without affecting the outcome of the case. In general, we do not offer lawsuit advances for more than 10% of the expected settlement. This helps ensure that there is enough money from the proceeds of the lawsuit to cover attorney fees, make money available to other lien holders, and still have a settlement for the plaintiff.

Lawsuit funding from LawMax, regardless of the quantity or the number of advances that are made, are all non-recourse. The plaintiff is only required to repay the advance if and when he or she wins the case or reaches and out-of-court settlement. Should the plaintiff lose the case or decide to drop the case, the plaintiff owes nothing!

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Alec is a well known author and has been writing content for lawsuit advances as a Loan service to fight your legal case for so many years. His content is worth reading as it gives you an insight about different aspects of availing this service. For more information visit www.fundmycase.com


Source: http://www.articletrader.com ]]> http://www.articletrader.com/finance/mortgage/advantages-of-lawsuit-funding.html http://www.articletrader.com/finance/mortgage/advantages-of-lawsuit-funding.html Fri, 23 Mar 2007 00:00:00 -0500
Unlike conventional financing, an advance via lawsuit funding only as to be repaid if and when you win the case and receive a settlement. Lose the case, and the funds are yours to keep! Here is how lawsuit funding works:

1) Apply for funding over the phone or apply online at www.fundmycase.com. LawMax will evaluate your case, and if we believe we can help, you will receive an immediate pre-approval. In many cases, you can get pre-approval in just minutes, so that you will know immediately whether lawsuit funding from LawMax is right for you.

2) Once you have applied, there is not much more for you to do because LawMax takes over the process. We contact your attorney to get the documents related to your case so that we can evaluate your lawsuit for funding. The attorney may contact you to get your permission to provide us with these documents. You will need to grant this permission so we have all the pertinent information we need to review your request for funding. Once permission is granted and we receive the documentation, we take special care to insure its confidentiality. To protect your privacy, we digitize all hard-copy documents and shred the originals, then store the digitized files on our secure servers. Your documentation is only used to help us offer you funding. Once we have your documentation, our underwriters review your case immediately.

3) Upon approval of your request for lawsuit funding, we draft a Claim Investment Agreement and send it to your attorney. We do this because LawMax respects the client-attorney relationship, and we assume you will want your attorney to review all agreements related to your case. LawMax also wants to save you time. By sending the agreement directly to your attorney, he or she can review it and advise accordingly. You then simply have to sign the agreement and your attorney needs to acknowledge it. Your attorney will often fax the agreement directly to LawMax after he or she has reviewed it and it has been signed, and that saves more time.

4) Once LawMax receives the signed agreement, a check for the full amount of lawsuit funding goes out right away. The check can be sent via overnight mail, or the funds can be wire-transferred directly to your bank account if that is more convenient.

5a) When the case settles, your attorney repays the original lawsuit funding plus the accumulated risk premium on that funding. Your attorney will also pay any other lien holders, deduct the agreed-to attorney fees, and remit a check to you for the balance of the final settlement.

5b) If you do not win your case, and you do not settle out of court, the money you have received as lawsuit funding from LawMax is yours to keep. You owe LawMax nothing.

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Alec is a well known author and has been writing content for lawsuit advances as a Loan service to fight your legal case for so many years. His content is worth reading as it gives you an insight about different aspects of availing this service. For more information visit www.fundmycase.com


Source: http://www.articletrader.com ]]> http://www.articletrader.com/finance/mortgage/lawsuit-loan-an-overview-by-fundmycase.html http://www.articletrader.com/finance/mortgage/lawsuit-loan-an-overview-by-fundmycase.html Fri, 23 Mar 2007 00:00:00 -0500
All information provided to LawMax is kept strictly confidential for the privacy of all litigation funding applicants. All hard-copy documents received by LawMax are digitized and the originals are shredded for further security. All digitized files on stored on secure servers to ensure that all client information is safe, confidential and secure.

Once LawMax has the documents it needs, the client’s request for funding is evaluated immediately. When a lawsuit advance receives final approval, a claim investment agreement is sent to the client’s attorney because LawMax assumes that the client will want his or her attorney to review the agreement. This step also makes it easier for the client to receive legal guidance about the agreement before he or she signs it. The client must sign the claim investment agreement, and the client’s attorney must “acknowledge” the agreement. This acknowledgement establishes LawMax’s claim against a portion of the final recovery. Once the agreement is signed and acknowledged, LawMax issues a check, and the check will be sent by mail or overnight delivery. In some instances, the funds can be wire transferred directly to the client’s bank account.

After the original advance is made, some clients return for a second or third advance. Lengthy cases can sometimes create the need for additional cash for the plaintiff who is still getting back on his or her feet. Clients in need of additional funding follow the same procedure, applying online or by telephone, and the applicant’s file is updated and the case re-evaluated for presettlement funding

After months or years working its way through the courts, the case is finally settled. If the client loses his or her case, LawMax ceases to be involved. The client keeps the advance and has no obligation to repay it. If the client wins the case or reaches an out-of-court settlement, the attorney repays the advance and the accumulated risk premium when he or she disburses the proceeds of the settlement.

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Alec is a well known author and has been writing content for lawsuit advances as a Loan service to fight your legal case for so many years. His content is worth reading as it gives you an insight about different aspects of availing this service. For more information visit www.fundmycase.com


Source: http://www.articletrader.com ]]> http://www.articletrader.com/finance/mortgage/faq-lawsuit-loans.html http://www.articletrader.com/finance/mortgage/faq-lawsuit-loans.html Fri, 23 Mar 2007 00:00:00 -0500
A: There are no upfront costs to apply for a lawsuit cash advance from LawMax. Once you’ve received your advance, you will only need to repay it if and when you win your case or settle out of court. If this happens, your attorney will issue LawMax a check from the proceeds of your settlement to cover the advance and the accumulated fees. If you lose your case, you keep your advance and owe LawMax nothing.

Q: How do I qualify for a LawMax lawsuit advance?

A: There is no credit check or employment verification needed to apply for a lawsuit advance. Instead, you need to be the plaintiff in a lawsuit or legal claim, and you need to have engaged an attorney to represent you. You simply apply for the advance online or by phone. LawMax will request the necessary documents from your attorney and will evaluate your case for funding. LawMax will then be able to tell you whether you qualify and how large an advance you can receive.

Q: What is the interest rate for a LawMax lawsuit loan?

A: LawMax does not charge interest in the traditional sense, since interest is charged on a loan. Instead, because of the risk involved in offering this sort of financing, LawMax charges a “risk premium” which is a fee you will pay to LawMax if your case is successfully trailed. LawMax evaluates each request for funding on a case-by-case basis, so the risk premium varies from client to client. The risks involved and how long the case is expected to take to be resolved are just two factors that affect the fee that LawMax will charge. If you are approved for funding, LawMax will tell you the rate that will apply before there is any obligation on your part.

Q: How much cash can I get?

A: LawMax usually does not advance more than 15% of the expected settlement in any particular case. This is to ensure that there are enough proceeds from the settlement to cover attorney fees, repayment of the advance and payments to other lien holders, and still enough funds available for the plaintiff. Keep in mind, however, that plaintiffs who have received a lawsuit advance from LawMax can return to request additional financing, and LawMax will re-evaluate the case to see if additional funds can be advanced.

Q: Can I get an advance from LawMax if I already have a lawsuit advance from someone else?

Yes. You can apply for a LawMax lawsuit loan, and if LawMax approves you, LawMax will simplify your financial situation by paying off your previous lawsuit advance(s) and rolling it into one new LawMax advance.

Q: How long does it take to get a LawMax lawsuit loan?

You can apply immediately, either by calling LawMax at 877-788-CASH or by filling out a simple online form. Once LawMax gets the documents it needs from your attorney, we usually make a decision within 48 hours. Once you are approved and we have a signed agreement, we issue your check immediately. We can send the check by overnight delivery or wire transfer the funds to your bank account.

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Alec is a well known author and has been writing content for Lawsuit Advances as a Loan service to fight your legal case for so many years. His content is worth reading as it gives you an insight about different aspects of availing this service. For more information visit www.fundmycase.com


Source: http://www.articletrader.com ]]> http://www.articletrader.com/finance/mortgage/lawsuit-advances-an-overview.html http://www.articletrader.com/finance/mortgage/lawsuit-advances-an-overview.html Fri, 23 Mar 2007 00:00:00 -0500
Many of the same issues that relate to personal plaintiffs also apply to businesses involved in lawsuits. For example, products liability cases can just as easily affect a business as an individual. A business may purchase a product that injures an employee, the business’s inventory, or even the business’s building or equipment. A business can also be the plaintiff in a wrongful death settlement lawsuit when a key executive or employee at a business dies, and his or her death negatively affects the operation of the enterprise. Replacing that executive, and training and orienting a replacement, can be costly to the business as the lost employee may have had skills or knowledge imperative to a business’s successful operation.

Businesses, of course, can also become involved in cases that are unique to companies. For example, tortious interference cases may be a factor when one business interferes illegally with the operations of another business. In these cases, the business plaintiff may have lost customers, sales, market share and profits due to the illegal actions of another company. Businesses may also become involved in trademark or patent cases when intellectual property is used without permission or is used inappropriately. Often, these cases can cost a company considerable revenue since trademarks directly influence customer loyalty and buying patterns. If another company misappropriates a logo or slogan, that company is effectively taking customers from the business that rightfully owns the trademark.

For an individual plaintiff lawsuit advances often replace lost income. For businesses they replace lost revenue. In many cases, lawsuit advances can mean the difference between a company staying in business or closing its doors. If a business has a good case, the management team has the option of closing the doors and awaiting the proceeds of the settlement before it re-opens its doors. The problem is that the case may last months or years. During this time, the business will lose all the goodwill it has established over years of operation. The business will lose its customers to the competition, and its employees to other businesses. For most enterprises, its customer base and its workforce are it most valuable assets and they are assets that cannot be easily replaces. When the case is won, the business will essentially have to start all over again as if it were a totally new company. The business will need to spend a substantial sum to find a location, purchase inventory, recruit new employees, train those employees, and re-establish itself. The costs of essentially setting up a new business can be far more expensive than the cost of securing lawsuit financing to provide the working capital necessary to keep an established business in operation!

Lawsuit advances for businesses help companies avoid this common problem. With With lawsuit funding from LawMax, a business has working capital to cover operating expenses, wages, inventory and other costs. The business can remain an operating entity while awaiting the outcome of a lawsuit. Best of all, with lawsuit advances, businesses do not need to lose their customers or employees to their competitors.

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Alec is a well known author and has been writing content for lawsuit advances as a Loan service to fight your legal case for so many years. His content is worth reading as it gives you an insight about different aspects of availing this service. For more information visit www.fundmycase.com


Source: http://www.articletrader.com ]]> http://www.articletrader.com/internet/online-business/online-marketing-consultants.html http://www.articletrader.com/internet/online-business/online-marketing-consultants.html Thu, 24 Aug 2006 00:00:00 -0500
If you have an online business then adopting online marketing is not a matter of choice but a necessity. You then have to choose an online marketing company that provides efficient online marketing services. Select a company that is well versed with the nuances of online marketing concepts and is proficient in using them and has established its credentials as online marketing consultants.

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• Email Marketing
Email marketing is a powerful internet marketing tool that is very cost effective and can be used by small as well as big businesses. The response rate is around 3-15 % and is certainly a safe bet for businesses.

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Pay per click campaigns are a very effective tool. In this type of campaign you have to bid on search terms and you are ranked according to bid price. You are charged when a customer clicks on your ad or listing.


Mosaic services, has emerged as an important player in the online marketing field and is counted amongst the best in the search engine optimization field. This online marketing agency has a diverse portfolio of web services. It also offers web design and development services, advertising and outsourcing services besides online marketing consultancy services.

We work towards achieving client objectives and client satisfaction is our credo. We offer a comprehensive package of services that include SEO, design & development, link building and PPC campaigns, so that you have the advantage of finding all the services at one place. Visit the site www.mosaic-service.com to know more about the various services offered b the site.

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Vikas Malhotra is a successful Internet marketing consultant having helped over 100 businesses increase their visibility and sales online. He is an online branding expert with experience in online media planning, buying and also search engine marketing. To learn more, visit http://www.mosaic-service.com.

Source: http://www.articletrader.com ]]>