http://www.articletrader.com/ Articles at ArticleTrader en-us http://www.articletrader.com/society/dating/choose-a-good-username-for-dating.html http://www.articletrader.com/society/dating/choose-a-good-username-for-dating.html Mon, 02 Oct 2006 00:00:00 -0500
Usernames like LonelyBoy or LonelyGirl might indicate that you are desperate (Whether or not this is the case). You do not want potential partners to think that you are desperate and dateless. Also a username like JohnJones or MaryDoe gives visitors too much information out to the public. A resourceful person could get your name and see what City you are from and something bad could happen as a result.

Choose a unique username that fits your personality. Do not include your name in your username. Avoid using descriptive words that indicate a high sex drive, being lonely, desperate or divulge personal information such as your phone number or email address.

A username is a direct part of who you are. Make it exciting, anonymous and peak the interest of other members not one that may deter them. This is just one factor in your online dating success but it is an important one.

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Barry Hughes is the webmaster for Personals Finder a free online personals dating service site for singles.

Source: http://www.articletrader.com ]]> http://www.articletrader.com/health/become-a-millionaire-stop-smoking.html http://www.articletrader.com/health/become-a-millionaire-stop-smoking.html Sun, 18 Jun 2006 00:00:00 -0500
You all know or should know about the health risks and I will not rehash it. What I want to talk to you about is the financial impact. I smoked 2 packs of cigarettes per day and on a good Friday night out on the town it could sometimes be as much as 3 packs.

Ok.. here it comes. Two packs of cigarettes per day at an average cost of $3.50 per pack multiplied by seven days equals $49.00 per week or $2555.00 for one year. Now lets take a teenager at age 18 who starts to smoke and lets also assume they were to stop at age 65 on retirement which is 47 years. 47 years x $2555.00 = $120,085.00 spent on cigarettes at todays prices.

Now a hundred and twenty thousand dollars is in itself not enough to make you rich but you could buy some pretty nice stuff for that amount. The magic is in a little thing called compound interest. Assuming that instead of smoking - You took that same two packs per day or seven dollars and invested it in a mutual fund. Let’s also assume that you invested it in an index mutual fund which over the lifetime of the stock market has averaged 10% per year. After 47 years you would retire with $2,730,489.02. That almost $3 Million dollars. How is that for an incentive to not smoke?

What about the rest of us who have smoked for 20 plus years? A man or woman who quit at age 40 under the same scenario who save $282,615.51. Now that’s not a million dollars but it would still buy a pretty nice home. What is even more astounding is that these figures are based on today’s prices and don’t even account for inflation over the same amount of time.

Even if you are not interested in investing the money saved from smoking then think about this: $2555.00 applied one time each year to a $200,000.00 mortgage would cut 10 years off of a 30 year loan. You would be paying your home off in one-third the time.

The bottom line: If your health and family aren’t enough to make you stop - Think about why your not living next door to the rich and famous. I hope this gives you food for thought about all the extras in life you are giving up by smoking.

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Read more from Barry Hughes on his blog at http://www.barryhughes.com

Source: http://www.articletrader.com ]]>