http://www.articletrader.com/ Articles at ArticleTrader en-us http://www.articletrader.com/finance/real-estate/forever-changing-the-st.-louis-real-estate-landscape.html http://www.articletrader.com/finance/real-estate/forever-changing-the-st.-louis-real-estate-landscape.html Wed, 28 Jun 2006 00:00:00 -0500 St. Louis Real Estate market. On June 15, 2006, Jim Hurley and findingstlouishomes.com began carving out a niche as the premier website for Expert Realtors in Metro St. Louis Missouri. The website features the latest technological innovations to allow home buyers and sellers the opportunity to access more information in one place than ever before. Consumers can easily navigate, search, and find updated information and the most updated home listings among the jungle of outdated, obsolete real estate websites. Findingstlouishomes.com focuses on the one-stop shop for visitors. Latest in market trends, daily blog posts, easy MLS search with home details and photos, and smooth navigation all play a role in providing the consumer with the most up to date and relevant information on the web.

Jim Hurley who is considered one of Missouri's top Real Estate Brokers recently sold his interest a top 20 St. Louis residential real estate firm. As managing partner at his previous company he drove it from 15 million in sales and 11 agents, to nearly 300 million in sales and 70 agents in just a few years. "The website launch is just the beginning for Expert Realtors" says Hurley, "we are in a changing marketplace and most consumers start on the internet. Our concern is providing the interface today's consumers’ demand which is specific information, current market trends and options, and a quick clean format."

There are a variety of surveys that show between 74 and 79 percent of home buyers and sellers start in the internet. This is true for local buyers as wells as those relocating to another market.

Dynamic WebPages, pod casting and a web log provides an avenue for the consumer to get any information they want or need. This provides international exposure immediately. It is the ideal match for the consumer. "You click search, enter the criteria, and every matching listing with multiple photos and details is right there." Currently you can't get that in any other medium. That's why the majority of today's real estate advertising is focused on driving traffic to websites.

For more information on findingstlouishomes.com, please contact Jim Hurley at 314-749-7909.

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Jim was born in St. Louis, raised in St. Louis, Selling St. Louis. He brings a rich and diverse background to the St. Louis Real Estate industry. A true testament to Jim’s dedication and experience, he helped bring a struggling real estate franchise up and made it into one of the metro areas largest residential brokerages. Jim pursues real estate with the same passion today with his eyes set on findingstlouis.com. Call

Source: http://www.articletrader.com ]]> http://www.articletrader.com/finance/mortgage/earnest-money-program-offers-down-payment-assistance-to-first-time-home-buyer.html http://www.articletrader.com/finance/mortgage/earnest-money-program-offers-down-payment-assistance-to-first-time-home-buyer.html Tue, 30 May 2006 00:00:00 -0500 first time home buyer programs with zero down payment options and closing costs can be paid by the seller or rolled into the loan. But one of the biggest obstacles home buyers encounter in buying their first home is the lack of funds for the earnest or good faith deposit. The protocol when you make a purchase offer on a home is to give the seller $1,000 up front and then another installment is due within several days which usually adds up to 5% of the selling price. For example, if you were to purchase a $200,000 home, you would give the seller $1,000 when you submit the contract and then you would usually ante up another $9,000 within a couple weeks.
Many first time home buyers just don't have the money and they submit the offer with $1,000 down and that is it. The seller may reject this deal because they do not feel secure about your "good faith" or intent to purchase their home and may take another deal with more money down. You have to understand the seller’s point of view. Usually, most first time buyers are doing zero down financing and now they are giving very little to the seller to negotiate a strong offer. You can have the best job, very good income, and impeccable credit and still lose the house.
But there is a solution. American Home Mortgage offers the Earnest Money Program which you can receive up to $25,000 in funds toward the good faith deposit. Just recently, I did a loan for a young couple who did not have any money to give the seller and he was going to reject the offer but I was able to secure an earnest money loan for them and the deal was accepted. Don't lose the home of your dreams because a seller did not take you seriously and contact Jerry Tribuzio, America's First Time Home Buyer Specialist, at 847.516.5743 or email jtrib@firsthomebuyers.net for more details about this unique program.

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Jerry Tribuzio is a first time home buyer specialist with American Home Mortgage. With over 15 years of real estate and mortgage experience, he brings a wealth of knowledge to the table backed with industry leading programs from American Home Mortgage. He has many zero down mortgage programs available for new home buyers. Contact him for your next home loan.

Source: http://www.articletrader.com ]]>