http://www.articletrader.com/ Articles at ArticleTrader en-us http://www.articletrader.com/business/marketing/markets-and-clients-maintaining-a-healthy-relationship.html http://www.articletrader.com/business/marketing/markets-and-clients-maintaining-a-healthy-relationship.html Thu, 20 Dec 2007 00:00:00 -0600
Market and Client Defined

There is, of course, a difference between the market place and the market itself. Whereas one is a physical structure where merchandises and services are being peddled, a market is an intangible form of social structure for the exchange of rights. This enables people, firms and products to be evaluated and priced.

The term “client” refers to the entity involved with one kind of transaction of the said market. In effect, there are only two transacting roles possible in a marketing scheme: the buyer’s role and the seller’s. Clients can be a singular person or a group of people, an organization, a company or basically any entity, living or otherwise, past or present, who use(s) the professional services of another. The more popular terms for the buyer’s role are “customer,” “client,” “consumer,” “patron,” “clientele,” “shopper,” etc.; and the seller’s role are “merchant,” “vendor,” “retailer,” “wholesaler,” “supplier,” “trader,” “broker,” “peddler,” “hawker”, etc.

The type of services or products that the clients need or want at the moment dictate what types of market should exist. There is the supermarket scheme where the merchant periodically change prices for classes of goods in response to market conditions. The markets of yesteryears used to rely on merchants negotiating the price of each merchandise or service with each client. This traditional type of “marketing” can still be clearly seen in any flea market around the world, and thereby popularly known as the flea market scheme.

Other types of market can perform like an auction, like any complex institution as with stock brokering, like a shopping center, or any sort of business transaction, verbal or written, between two individuals. There is also the term “free market trade.”

In economics, a free market is when governments do not make any attempt to intervene with business transactions by imposing minimum wages, price ceiling, subsidies, taxes, etc.
Maintaining A Healthy Relationship Between Market and Client

Why is it important to maintain a healthy working relationship between market and client then? Market prices, you see, can be distorted by the merchants who have monopoly over a product or service. On the other end of the spectrum, clients who have monopsony power over the market can likewise affect the rising or lowering of prices.

Monopsony, in economics is a market form wherein there is only one buyer in a particular market; as opposed to monopoly where there is only one seller for a multitude of buyers. A person or company practicing the monopsony type of marketing scheme is called a monopsonist. Both monopoly and monopsony are examples of imperfect competition. They bring about unfair forms of setting product and service prices.

It is for that reason why it is important to maintain a healthy working relationship between Market and Client – to bring prices down to the fairest possible levels and to help markets expand, clients to multiply and for products and services to progress better, faster, but cheaper.


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Jimmy Mayon (MBA, BSEE) is a technologist with an enthusiasm for Horse Racing. During the last 25 years he has been managing banking and online transaction processing technologies for private and public sectors. Today he specializes in open source development using Java, PHP, Linux, and MySQL.


KANATI Inc.


Source: http://www.articletrader.com ]]> http://www.articletrader.com/business/advertising/bookkeeping-in-the-philippines.html http://www.articletrader.com/business/advertising/bookkeeping-in-the-philippines.html Thu, 20 Dec 2007 00:00:00 -0600 Saying thus, it should also be noted that among the back-office and management tasks being assigned to BPO operators in the Philippines, bookkeeping seems to be relatively prevalent. This is due to the fact that this country is home to more than 100,000 accountants and business-related graduates.
Every year, 3,000 accounting graduates subsequently become CPAs or certified public accountants. According to the market report of 2005, the Philippines had an estimate of 113,300 licensed accountants working in various BPO companies nationwide.
Bookkeeping in the Philippines
Accordingly, the US’ Generally Accepted Accounting Principles or GAAP cites that Philippine based accountants are well versed with GAAP and IAS or International Accounting Standards for financial reporting, standards employed in the US, Japan and most of the Europe; and is thereby “among the best in the world.”
Among the 60 other countries in the Asia Pacific, the Philippines is ranked by the Swiss International Institute for Management Development as no.1 when it comes to the availability of skilled workers; no.3 when it comes to the availability of senior managers; and no.12 when it comes to the availability of qualified engineers.
The back-office and management service providers in the Philippines perform a broad spectrum of activities especially in the fields of accounting and finance. Some of these include: accounts maintenance and accounts receivable collection; advisory services, inventory control and purchasing; asset accounting and management; claims processing (in the pre-need industry); expense and revenue reporting; financial analysis and auditing; general accounting and bookkeeping services; and HR services (which may include services like benefits administration, compensation planning, employee interface services learning systems and administration, expatriate and relocation services, HR application development and management, HR data management, payroll processing, stock options administration, travel and expense management.)
Other services also include: creating invoice and managing the accounts payable administration; management; payroll (which may include such service overtime tracking); sales auditing; tax reporting and other financial-related services (such as credit cards, factoring, financial leasing and stock brokering); and other arising BPO services like market analysis, market research and intellectual property management.
Kanati.com.ph
Here at Kanati Inc., we have a group of highly skilled employees that can perform specific accounting and financial-related tasks, with bookkeeping tasks being one of them. Our company specializes in streamlining services to fit the very specific ongoing needs of our clients – bookkeeping-related or otherwise.
We also makes quick, intelligent adjustments of the tasks assigned, often anticipating even your most probable demands. And because Kanati Inc. specializes in Open Source technologies (which has little or no charge when it comes to licensing costs,) clients can be assured that not only do they have services outfitted specifically for their company’s needs, but that they are to get quality work at a significantly reduced price.


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Jimmy Mayon (MBA, BSEE) is a technologist with an enthusiasm for Horse Racing. During the last 25 years he has been managing banking and online transaction processing technologies for private and public sectors. Today he specializes in open source development using Java, PHP, Linux, and MySQL.


KANATI Inc.


Source: http://www.articletrader.com ]]> http://www.articletrader.com/business/bpo-accounting-defined.html http://www.articletrader.com/business/bpo-accounting-defined.html Tue, 18 Dec 2007 00:00:00 -0600
BPO services range anywhere from booking flights, to web development, to information technology enabled services or ITES, etc. Some popular examples of ITES include medical transcriptions, back-office accounting, company financing, some aspects of telecommunications, insurance (i.e. insurance claims and inquiries,) credit card processing, and many more.

Accounting / Financing Outsourcing

BPO companies offering accounting processing provide valuable service to many of their patrons. It should be noted that in some instances financing and accounting services among BPO companies almost always work as one. Accounting / Financial experts from these aforementioned companies provide their clients with accurate and timely financial information; not to mention analysis critical to strategic decision-making functions. Of course, the main objective of the BPO companies is to provide exactly the services its clients ask for, including possible work in one or two transacting areas such as accounts payable processing, account reconciliation and analysis, billing and collections, cash application, financial and operational reporting, fixed asset accounting, general accounting, project accounting and vendor management.

Although these aforementioned services are generally the crux of what BPO companies provide, they are not limited to these. Some companies have more specialized needs and the BPO company that can best adapt itself to its customer is by far, the leaders outsourcing in the race.

A good example of specialized needs is the introduction of accounting and financial assistance in schools and universities. Educational institutions from different countries are now seeking BPO companies to handle the bulk of their financing and accounting workloads. Outsourcing processes can cover electronic processing of alternative funds certification, disbursements or refunds, lender follow up, loan follow up, loan certification, and title grants, to name a few.

Short term contracts among BPO companies and clients cover wide areas of finance and accounting; and these short term contracts seem to be more popular among clients than long term ones. Some of the contractual short term services include: account balancing, account reconciliation, audit support, financial analysis, financial reporting, policy and procedural documentation, process assessment, process re-engineering, Sarbanes – Oxley compliance, transaction processing efficiency review, etc.

Part of accounting work of course, entails a great deal of book keeping; and some of the most primary areas of book keeping include: accounting data entry, accounts receivables, accounts payables, auditing, bank reconciliation, preparation of ledgers, and the preparation of financial statements.

On A More Detailed Note…

On a more detailed note, some clients may prefer to know what exactly will they be getting when they hire BPO companies to do their accounting and financial workloads. It should be noted that discretion and privacy are two of the greatest elements offered by successful BPO companies, beyond that, accuracy and timeline follows a close second.

Here is a more detailed look as to the general idea (but certainly not limited to this alone) that covers accounting and financing outsourcing services.

With accounts receivable, services may include: bank advice clearance, client billing, client settlement, correcting encoding errors, and suspense clearance. With accounts payable, services may include: bank payment entries, bookkeeping, cash allocation, cash application, cash payment entries, credit balance refunds, credit card accounting entries, journal entries, payment research, statutory dues, and third party settlement. With accounts reconciliation, services may include: assets and liabilities, bank, branch accounting, general ledger and third party settlement.

With reporting and analysis, services may include: financial statement analysis and statutory reporting. With payroll processing, services may include: Form 940 federal unemployment tax return, Form 941 federal tax return, general ledger posting report, next day processing, quarterly local tax return, quarterly state unemployment tax return, W-2 Forms for all employees, W-2 state withholding recap, W-3 federal withholding recap, and year end local tax reconciliation.


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Jimmy Mayon (MBA, BSEE) is a technologist with an enthusiasm for Horse Racing. During the last 25 years he has been managing banking and online transaction processing technologies for private and public sectors. Today he specializes in open source development using Java, PHP, Linux, and MySQL.
Premier Turf Club
Kanati Inc.

Source: http://www.articletrader.com ]]> http://www.articletrader.com/computers/games/parimutuel-accounting-defined.html http://www.articletrader.com/computers/games/parimutuel-accounting-defined.html Tue, 18 Dec 2007 00:00:00 -0600
Pari-mutuel gambling or off track gambling is frequently state regulated, and offered in so many places where gambling is otherwise illegal – that is why it is doing so well in the World Wide Web. Players can bet on the racing events without actually being present to observe them.

Parimutuel betting is very different from fixed odds betting. With the former, the final payout is not determined until the pool is closed; with the latter, the payout is already pre-agreed at the time the bet is sold.

History

It is said that parimutuel system was invented by the Parisian perfume maker named Joseph Oller in 1865. It happened when a bookmaker friend of his asked him to devise a fair system for bettors or players which guarantees a fixed profit for the bookmaker. The large amount of calculation involved in the parimutuel system eventually led to the invention of the tote board or the totalisator.

The very first totalisator was eventually installed in 1913 at the Ellerslie Racecourse in Auckland, New Zealand. The US first adapted the tote boards in 1933 at the race course in Arlington Park near Chicago, Illinois.

Example of Parimutuel Calculation

The best way to show how parimutuel bets are calculated is by staging a theoretical race. Supposing there is a racing event which has eight possible outcomes, namely:

Outcome 1 = $30.00; outcome 2 = $70.00; outcome 3 = $12.00; outcome 4 = $55.00; outcome 5 = $110.00; outcome 6 = $47.00; outcome 7 = $150.00; and the last outcome would be equals to $40.00. Thereby, the total pool of money for this particular even is $514.00.

Outcomes, by the way, are the “variable” name for the participating, and possibly, the winning horses.

As soon as the racing event starts, wagers will no longer be accepted. This particular event is decided and the winning outcome is determined to be outcome 4 with the $55.00 wager. This is when the payout is actually calculated.

Firstly, the “commission” or “take” or “vig” for the wagering company is automatically deducted from the pool. For example, the state issues a commission rate of 14.25%, whereby $514 minus 0.1424 multiplied by $514 is equals to $440.76.

The remaining amount of money in the pool is then distributed to those who wagered on outcome 4, or to those who bet $55.00 on a ticket. The calculation continues with: outcome 4 is $440.76 divided by $55.00, which would be $8.00 per $1.00 wager. So the pay offs is broadcasted as 8 to 1.

More often than not, betting agencies and bookies, at the close of a racing event will provide approximates for what should be paid out for any given outcome. So if we compute the rest of the outcomes, they will show as:

Outcome 1 = ($30.00) $14.69; outcome 2 = ($70.00) $6.30; outcome 3 = ($12.00) $36.73; outcome 4 = ($55.00) $8.00; outcome 5 = ($110.00) $4.00; outcome 6 = ($47.00) $9.38; outcome 7 = ($150.00) $2.94; outcome 8 = ($40.00) $11.02.

The actual pari-mutuel pool size will often extend into millions of dollars, with many different types of outcomes, and will almost always come with their own set of complex commission calculations.


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Jimmy Mayon (MBA, BSEE) is a technologist with an enthusiasm for Horse Racing. During the last 25 years he has been managing banking and online transaction processing technologies for private and public sectors. Today he specializes in open source development using Java, PHP, Linux, and MySQL.

Premier Turf Club
Kanati Inc.



Source: http://www.articletrader.com ]]> http://www.articletrader.com/sports/horse-race-results-fact-sheet.html http://www.articletrader.com/sports/horse-race-results-fact-sheet.html Tue, 11 Dec 2007 00:00:00 -0600
In the earliest days of horse racing, the only way to know (with all certainty) which horse has won the game or whether the individual’s gamble has paid off was to be physically there at the race tracks and to see the outcome of the race for himself; or at the very least, wait until the papers the next day announce the winners of the events. A player was needed to be physically present when bookies collected wagers and if the event of a winning ticket, bookies paid off dividends right at the race track too. If an individual was not there during pay-offs, chances were that he had to wave his money goodbye. Betting off track was literally unheard off then.

With the advent of technology comes the evolution of horse racing protocols. Telephones, telegraphs and radios became essential tools in “broadcasting” the actual race through the wires. Back then, this technology had already enabled some entrepreneurial minded players to establish off-track betting stations. Bookies became mobile, often setting up shop where radios were accessible. Certainty about the outcomes of the races could be immediately established even if the players were not physically present or anywhere near the race tracks. Other impertinent information was also sent through the wires like the horses’ pedigree, trainers, owners, last races’ performances, handicap details, etc – encouraging players to develop many types of wagering systems.

The introduction of television to the general public brought about a whole new dimension to both on and off track racing. This technology literally brought the races “closer” to the people, making it more exciting (especially since the players could see the results for themselves.) Soon, off track betting stations had televised races which eventually reached a larger (betting) audience base.

These days, Internet “simulcasting” of the races is the current trend in the horse racing industry. Websites of the various race tracks and web-based pari-mutuel betting stations simulcast the outcomes of the races, along with providing players with the odds for the horses, and other information traditionally displayed in daily racing forms or DRFs. Not only is this the quickest form of information dissemination, it is now also, by far, the cheapest.


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KANATI Inc.


Source: http://www.articletrader.com ]]> http://www.articletrader.com/computers/software/ecommerce-defined.html http://www.articletrader.com/computers/software/ecommerce-defined.html Tue, 11 Dec 2007 00:00:00 -0600
Foreign and domestic commerce both happens on a large scale basis. Foreign commerce is between different countries, while domestic commerce happens with business entities between different parts of the same country.

Ecommerce is a fusion of the words “electronic” and “commerce.” This basically means that all transactions happen over the electronic systems like the Internet or other computer networks - a good example of which is stock brokering, where most of the transactions from bidding to selling can happen via computer links inside and outside the stock markets.

The word “ecommerce” has existed way before the Internet, busting the idea that this type of commerce existed only on the onset of the World Wide Web. The fact is that the original ecommerce or electronically charged commerce was first introduced on the onset of commercial billings over the phone lines and the automation of teller machines. Therefore, any form of business transaction that happened using the wires – phone lines, telegraph line, machine based transactions, etc. – were once considered ecommerce. Even when the Internet became accessible to the public, the term “ecommerce” was not immediately associated with it. That is, not until the development of HTML processes where business transactions became viable as a form of trade.

Trading over the Internet has grown dramatically over these last few years, especially since there have been innovations when it comes to the different aspects of transactions. Advancements have been made in the field of automated data collection systems, automated inventory management systems, electronic data interchange (EDI,) electronic funds transfer, Internet marketing, online transaction processing, and supply chain management. Although almost all modern electronic commerce now uses the Internet as a vantage point of all transactions, other technologies are also put to use, such as e-mail marketing or “virtual” marketing.

This sudden boom in ecommerce has apparently given the global vocabulary two new words that are now coming into active play. These are references to online retailers (e-tailers / etailers / Etailers / E-tailers) and online retail (e-tail / etail / Etail / E-tail.) Therefore, ecommerce is generally considered to be the sales aspect of any e-business / ebusiness / Ebusiness / E-business.

There are many forms of ecommerce in the contemporary world, everything from ordering “digital” content for immediate online consumption, to downloading postal stamps for printing, to ordering conventional goods and services for home delivery, to “meta” services to facilitate other types of ecommerce. In some cases, ecommerce companies tend to survive because they offer services not usually associated with many other businesses not web-based. These services are often customer related (people based services) and / or those that offer technical assistance.

With some ecommerce companies, however, organizational assistance to individual companies is being offered. These services include the completion of network infrastructure, post sales services, staging a competent management team, staging a well-organized business structure, staging a well designed but secured website.

Staging a well designed and secured website is know generally known as web development.



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Jimmy Mayon (MBA, BSEE) is a technologist with an enthusiasm for Horse Racing. During the last 25 years he has been managing banking and online transaction processing technologies for private and public sectors. Today he specializes in open source development using Java, PHP, Linux, and MySQL.


KANATI Inc.


Source: http://www.articletrader.com ]]> http://www.articletrader.com/computers/software/how-bet-file-uploads-work.html http://www.articletrader.com/computers/software/how-bet-file-uploads-work.html Tue, 11 Dec 2007 00:00:00 -0600
The comma-delimited text file follows a specific format to make all wagers as uniform as possible, making for a speedier processing. A regular bet upload file will probably look like: 2007-01-01,JWM,9,TRIFECTA,4-1-3,82.00.

The format for this sample: 2007-01-01,JWM,9, TRIFECTA,4-1-3,82.00 follows this pattern:
• Race date - which can be currently dated or forward-dated, following year-month-day separated by a hyphen. Example: YYYY-MM-DD or 2007-01-01 or 2007-10-13.
• Track code - registered PTC members can access track codes at http://www.premierturfclub.com/client/uploadbet/uploadBet?action=trackCodes
• Race number - 1 to 99 formats without placeholders. Example: 1,2,3,4 … ,12,etc.
• Bet type – usual bet types include Dutch, exacta, etc. For a complete list of the different bet types available at PTC, registered members can access them at: http://www.premierturfclub.com/client/uploadbet/uploadBet?action=betTypes
• Bet combination - for multiple horse or multiple leg wagers whereby the runners must be separated by hyphens. Example for a trifecta combination: 10-4-7
• Dollar amount – using numeric codes only with a two digit decimal point demarcation. Examples: 150.00 or 99.9900 or0 225.55
• For conditional wagers only, the last column should establish minimum odds. If the wagers are constructed for the non-conditional queue, this last column should be left empty.

Other examples of conventional bet file upload are:
• 2007-10-13,BLM,10,EXACTA,10-2,10.00,129.00
• 2007-09-11,RCR,10,WIN,3,2.00,9/2
• 2007-11-11,CLD,3,SUPERFECTA,9-10-3-4,0.20

All successfully uploaded bet files for the day’s races may be viewed in the Queue Bets panel on the wagering screen. On the other hand, all bets queued for future dates will appear in the Queued Bets panel at the start of the specified dates; or by simply clicking on the button marked “View Previously Loaded Bets” of the same web page.

The wonderful thing about this system is that it solidifies PTC’s aim to create an account wagering service designed and managed by players – for players. This cutting-edge technology is the first of its kind in all online rave horse wagering system, and it increases the potential players’ market considerably. It is also the most easily accessible and straightforward bet placement scheme.



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Jimmy Mayon (MBA, BSEE) is a technologist with an enthusiasm for Horse Racing. During the last 25 years he has been managing banking and online transaction processing technologies for private and public sectors. Today he specializes in open source development using Java, PHP, Linux, and MySQL.


KANATI Inc.


Source: http://www.articletrader.com ]]> http://www.articletrader.com/sports/ptc-pari-mutuel-national-account-wagering-provider.html http://www.articletrader.com/sports/ptc-pari-mutuel-national-account-wagering-provider.html Tue, 11 Dec 2007 00:00:00 -0600
Pari-mutuel derives its meaning from a French term, which means “group betting.” Essentially, players who subscribe to this kind of wager placement hopes of getting a large return after each race. Before the game begins, a tote board (or totalisator) continuously calculates odds and potential returns as more bettors place their individual wagers. The return is actually dependent on how much money is bet in total. Many consider pari-mutuel betting as the only legal betting system accepted in the world.

PTC or Premier Turf Club, whose website is located at http://www.premierturfclub.com, is a U.S. Based pari-mutuel national account wagering system based in Fargo, North Dakota. PTC’s wagering platform is quite different from all other internet betting sites because it combines state-of-the art technology with the easy functionality of a personal bookie. Betting online at PTC’s website is literally like betting at the horse racing site minus the hassle of going to the venue; plus a player gets all the time he needs to set up his betting strategy.

Unlike most offshore bookmakers that do not subscribe to the pari-mutuel payment scheme, PTC actually pays the tracks for the right to accept simulcast wagers on their races and is allowed to combine those wagers with the on-track pari-mutuel pools. Premier Turf Club also does not charge wagering fees, and after successful campaigns on the race tracks, it offers cash rewards to their winning members: redeemable via checks, ACH (Automated Clearing House) fund transfer or wire transfer.

PTC also showcases a reliable tote board that posts current odds for individual runners of each race. The information on the boards is more than accurate, and players can easy see the possible dividends if the runners they are backing up meet all expectations. Aside from that, this computerized tote board also processes all pari-mutuel wagers, issues flexible tickets, and eventually awards winning tickets. PTC has one of the most secure totalisator systems in the world.


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Jimmy Mayon (MBA, BSEE) is a technologist with an enthusiasm for Horse Racing. During the last 25 years he has been managing banking and online transaction processing technologies for private and public sectors. Today he specializes in open source development using Java, PHP, Linux, and MySQL.


KANATI Inc.


Source: http://www.articletrader.com ]]> http://www.articletrader.com/sports/horse-racing-live.html http://www.articletrader.com/sports/horse-racing-live.html Tue, 11 Dec 2007 00:00:00 -0600 Unfortunately for the vast majority of people out there, being part of that cheering crowd of people is next to impossible. Some people choose to go to places that offer OTB or Off-Track Betting. A crowd is there, betting takes place, and the atmosphere is almost like that of the race track (minus of course the smell of horse sweat.) Live feed (or even delayed satellite feed) from the race track all but brings the experience alive. But still, there are many people who cannot afford to go to OTBs for a variety of reasons.
This is where the Internet becomes a powerful betting ally. Many websites these days are now offering simulcasting, literally bringing the horse races into the homes of the players. Whether that player is in the vicinity of the race track or in another part of the world, video and audio streaming is making the live telecast feed of horse racing a regular event.
Some hard nosed players are in it for the game after all, and not for the frivolity of co-mingling with other people. For them this is a serious investment. In online simulcasting, major races are not only shown direct, but have accompanying background and betting aids (like exotic bets calculators) for the serious minded bettors. Online wager placement system is now quickly gaining its own set of followers, and horse racing enthusiasts need only to open an account to be able to place and calculate stakes and strategies.




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Jimmy Mayon (MBA, BSEE) is a technologist with an enthusiasm for Horse Racing. During the last 25 years he has been managing banking and online transaction processing technologies for private and public sectors. Today he specializes in open source development using Java, PHP, Linux, and MySQL.


KANATI Inc.


Source: http://www.articletrader.com ]]> http://www.articletrader.com/computers/software/applying-hedge-bets.html http://www.articletrader.com/computers/software/applying-hedge-bets.html Wed, 28 Nov 2007 00:00:00 -0600 Another type of hedging bet is to place savers on a horse or two “to-place,” or simply subscribe wagers on the exacta box at the betting office or on an online betting exchange or with a bookie. You can also place savers on three other horses with an “in-the-money” type of wager, or an “each way” bet. Usually, hedge bets like these are considerably smaller in monetary units than the “normal” bets – this translates to less margin profits. This is because hedge bets are merely collaterals or guarantees that the bettor will not go home with just a losing ticket stub in his pocket.
However simple as this betting strategy sounds, placing hedge bets anywhere is actually a complicated process that even seasoned bettors still struggle with. Choosing a likely winner is difficult enough; handicapping the racing field to a couple of potential contenders is even more difficult. Seasoned bettors usually have worked out their own system to calculate the odds either stacked against or in favor of their chosen runners. One more disadvantage to hedge bets is that: like everything else in a race horsing event, this entails money – so unless you really have enough to place on one or more hedge bets, hedging is out of the question.
Some online betting arenas are offering a more simplistic solution to computing hedge bets. Although this software, known as the hedging bet calculator, is not totally fool-proof, there are a lot of Internet takers. The calculator is completely automated and is very easy to use. All a player has to do is to enter some pertinent data (i.e. player’s commission rate, stake money and odds used to back or lay the runner) and let the tool calculate a player’s potential net gain on the outcome of the race. Nonetheless, the difficult part of handicapping the playing field still rests on the player’s ability to narrow down runners in an event.


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Jimmy Mayon (MBA, BSEE) is a technologist with an enthusiasm for Horse Racing. During the last 25 years he has been managing banking and online transaction processing technologies for private and public sectors. Today he specializes in open source development using Java, PHP, Linux, and MySQL.

Premier Turf Club
Kanati Inc.

Source: http://www.articletrader.com ]]>