Latest Articles by paynetsystems

Most Profitable Affiliate Referral Program on the Internet

Fri, 13 Mar 2009 00:44:36 -0500

The ability to accept credit cards from customers is paramount for a business that wishes to grow in this fast-paced world. Credit card processing is a must for any business, as today a huge percentage of people prefer to use credit cards over cash for everyday spending; People favor credit cards because of three reasons; First they are fast, second they are convenient and third they earn reward points.

Paynetsystems offer the fastest merchant account and credit card processing solutions in the industry with approvals usually within the same day. Our varied portfolio of products and services cater to diverse businesses and we can approve most any type of business, including high risk merchant accounts.
PaynetSystems is a merchant friendly and affiliate friendly company, and a place where you can earn handsome commission by referring visitors interested in merchant services. Our merchant account affiliate program has the potential of earning huge profits. Our affiliates can earn an amazing $100 per referred sale!

Our affiliate program is fast, easy and free for your customers. After you fill and submit our short affiliate online application at http://www.paynetsystems.com/html/affiliates.htm your approval gets confirmed within 24 hours of submission through our automated approval system.
After getting a quick approval you are assigned an account number and is delivered to you via e-mail. You have the choice to place a link to our website or verbally refer your customers to PaynetSystems by giving them your affiliate ID and our contact information. Every time your referrals signup and get approved you receive a $100 check from us.

Join affiliate network of Paynetsystems and boost your search engine rankings, besides earning commission on every sale. Affiliate programs of Paynetsystems are Legitimate, Paying, and Free; Our company offers the best affiliate programs that can give you tremendous earning opportunities.

For more information, you can mail at affiliate@paynetsystems.com or call at 1-800-809-1989 to speak with an executive.

So join the Paynet Affiliate Program now and earn revenue for every merchant you refer!

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Become an affiliate and gain great commissions by joining
Paynet Affiliate Programs.
For more information on Affiliate Marketing, visit our website
www.paynetsystems.com

Source: http://www.articletrader.com

Affiliate and Referral Program

Sun, 11 May 2008 00:00:00 -0500

Every business requires a merchant account to accept credit cards. Paynet Systems is a pioneer in credit card processing and merchant account services. We offer a wide range of products and services catering to a diverse merchant base. More than 30,000 businesses trust Paynet Systems for their merchant account and credit card services.

Our merchant account affiliate program creates the opportunity to earn a recurring monthly residual for sending your affiliate contacts to Paynet Systems. This affiliate program is very simple and does not involve any additional costs and expenses.

We provide you with the most profitable affiliate referral program on the Internet. Paynet Systems is offering our affiliates an amazing $100 per referred sale!
Our online application at http://www.paynetsystems.com/html/affiliates.htm is very short and your approval will be confirmed within 24 hours of submission through our online merchant account application and automated approval system.

We request you to go through our Affiliate Terms and Conditions in detail. After completion, you will be assigned an account number. We will be sending the number to you via email upon approval. From then onwards, your account number will be used to track the referrals sent from your website.

As soon as your application is approved, place a link to our website or verbally refer someone to Paynet Systems by giving them your affiliate ID and our contact information. After your referrals signup and are approved for a merchant service account and the processing solution has also been installed, we will mail you a check for $100 for every referral.

Our Affiliate and Referral Programs are beneficial for businesses, associations and individuals that can refer clients in our direction. This program is best suited for web hosting companies, web designers, marketing companies and anyone with a web site or an online business who wants to make money.

If you have any queries, feel free to mail us at affiliate@paynetsystems.com or call us at 1-800-809-1989 to speak with a representative.

We are dedicated to help you succeed and make money with our program. There is no cost involved when you sign up as an affiliate and we promise to provide the same superior service and affordable pricing you received from Paynet Systems to your referral also.

So go ahead, fill out the form and become a Paynet Systems affiliate now!

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Become an affiliate and gain great commissions by joining
Paynet Affiliate Programs

For more information on Affiliate Marketing, visit our website
www.paynetsystems.com

Paynet Systems is a registered ISO/MSP of Wells Fargo Bank, N.A. Walnut Creek, CA.

Source: http://www.articletrader.com

Credit Card Processing for Home-based Businesses

Mon, 27 Aug 2007 00:00:00 -0500

Whatever home based business opportunity you decide to explore, you ought to be able to accept credit card payments from clients or customers. When looking for your work from home opportunity, clear all your doubts regarding payment processing, as this can hurt your success if you don't know how to maximize the compensation plan to earn the most money based on your efforts. Here is a helpful insight into what to look for before deciding on how to accept payments for your goods and services.

Special packages for the specialized industry of home-based businesses!
Certain merchant services offer such packages. Carefully research all possibilities before making a decision on what is the best way to accept credit card payments for services rendered. The ability of being able to accept credit cards is a huge convenience for customers as well as you. You can accept payments through a banking institute, independent sales organization, or by a third party. Many merchant account providers offer high approval rates, and special account options for home-based businesses.

Independent sales organizations
The fees charged by an Independent sales organization or banking institute, is worth the ability of accepting credit cards. With higher sales volumes, this fee will be less as compared to the third party providers-offering an inducement for growing your business!

Third Party Providers
With a third party provider, the funds will get deposited into the merchant account, and then you can transfer it to your account. This may consume several days. Moreover, using a third party provider would also involve the threat of loosing transactions, as these are often deceitful companies.

Merchant Accounts through Banks
Banks are secure and dependable, and they like to associate with similar businesses. So, if you are a long-standing business owner or an owner with good credit, you can acquire a merchant account with a bank. If you are an internet business, have not clearly presented your goals, or incur too many charge backs, Banking institutions are more likely to reject your application for a merchant account.

Independent Sales Organizations
Independent Sales Organizations are ideal for businesses that have a less than perfect credit history. These Organizations accept almost all kinds of businesses including high risk businesses. They charge higher fees and are a good option for people and businesses that are otherwise unable to accept credit cards.

Many merchant accounts are now available for the home-based business owners. They have a high approval rate, and most are approved within twenty-four hours. While you successfully build your business opportunities, be prepared to make all the glorious money through credit card processing.

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For more information, visit Credit Card Processing and Merchant Account Services.

Source: http://www.articletrader.com

Pin-Pads for All Your Credit Card Processing Needs

Fri, 24 Aug 2007 00:00:00 -0500

Pin-Pads provide the perfect solution for acquirers, processors, and merchants looking to capitalize on the rapid growth of debit, EBT, and other transactions. Easily connecting with most existing POS terminals or electronic cash registers, a Pin-pad offers a fast, simple way to be able to accept payments.

A pin pad must have the following features:
• Large, hard-rubber keys for ease of use.
• A sleek design.
• Small size, so that it occupies less counter space and fits the palm.
• Rugged and reliable, built to withstand hard knocks at the point of sale.
• Fully compatible with all credit card processing terminals, PCs and electronic cash registers (ECRs).
• Must support full range of security and sophisticated key-management schemes to protect transactions.
• Must meet ISO and ANSI standards for PIN encryption, key management, and Message Authentication Code (MAC)
• Must offer full backward compatibility.

There’s a whole new line of high-performance countertop Pin-pads that are leek, powerful, and adaptable. These include:
Verifone Pinpad 1000: The Verifone Pinpad 1000 provides maximum flexibility for debit card transactions. It supports both Master/Session and DUKPT (derived unique key per transaction). The Pinpad 1000 is compact and has an easy-to-read eight-character display. This pin pad meets ISO and ANSI standards for PinE encryption, key management and Message Authentication Code (MAC). Moreover, it maintains the security of the encryption key, is easy-to-clean, and supports multiple languages.
Hypercom S8: S8 PIN Pads are fully reliable and highly secure for all debit transactions. They have impact-resistant construction and are compatible with all Hypercom terminals. The Hypercom S8 complies with international security standards and payment scheme specifications, has two management options, makes for simplified operations with 4 programmable function keys and is globally adopted, easy-to-read, and compact.
Nurit 202 PIN Pad: This pin pad is advanced, easy-to-use and rugged and reliable. It operates as a secure PIN pad, and accepts smart cards for all types of POS applications. It compiles with ISO encryption standards and works on a simple user-friendly operation.
Nurit 252: This is an easy-to-use hand-held PIN Pad. It accepts personal identification numbers (PINs) while encrypting these numbers for security purposes. PIN Pad NURIT 252 supports the Derived Unique Key per Transaction (DUKPT) and other recognized industry standards providing enhanced security and management levels. It supports numerous smart card applications such as frequent shopper retailing, health and social care, entertainment and travel services, and private house or multi-purpose cards.
Hypercom S9: This pin pad is a cost-effective and easy-to-use PIN entry device that meets the latest security standards. It is Visa PED and Triple DES-certified features Hypercom plug-and-play software.

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For more information, visit Credit Card Processing and Merchant Account Services.

Source: http://www.articletrader.com

Wireless Merchant Account Equipments more comfortable!

Fri, 17 Aug 2007 00:00:00 -0500

Merchant accounts are accounts opened by various business establishments to facilitate payments by means of credit cards, debit cards, gift cards and other electronic payments. In the present era, merchant accounts have become necessary for business activities, especially where there is a customer interface like retail establishments etc.

Now days, wireless merchant accounts are very popular. Wireless Processing Equipment is the most rapidly-growing credit card processing solution. Wireless merchant accounts can increase your business by allowing you to accept credit cards anywhere in your office home or even on road.

Time is money – and a key component of customer satisfaction. The latest equipments for wireless merchant accounts and credit cards enable you to provide for fast, reliable card authorization services. Its mobility and technology simplify payment acceptance and speed throughout at the counter, tableside, through your web store, or even while mobile with a wireless merchant account.

You can send and accept credit cards anywhere, anytime with a wireless merchant account. The NURIT 8000 series is a flexible, lightweight, handheld terminal that enables fast, secure, error-free transactions for on-the-go merchants. The sophisticated multi-application platform supports a range of payment & value-added services - including credit, debit, T&E, EBT, smart card, gift and loyalty cards. The unit supports GPRS and includes an easy-to-load thermal printer, with optional a touch screen, built-in PIN Pad, and EMV smart card reader.

The Comstar wireless solution lets you to have easy and cost-effective secure process, real-time credit card transactions virtually anywhere in a matter of seconds. It combines a compact handheld wireless magnetic card reader with the innovative Transaction Manager, a web-based database and reporting system, and other features such as e-mail to offer companies an economical yet robust comprehensive wireless solution to securely execute, authorize and manage credit card payments in real-time. It can also be used with your existing systems. Moreover, it is very fast and reliable, running on nationwide Cingular Wireless Mobitex and Motient networks.

Choosing the right machine with the coverage area kept in mind allows you to make successful financial transactions. Using a wireless credit card terminal you can capture swiped card data in a face-to-face environment with the cardholder thus protecting yourself by obtaining approval codes and qualifying for the best Interchange rates.

While setting up a wireless merchant account, do not compromise on the equipment you purchase. First identify the coverage area and consider the programming and wireless chip activation. Ensure that you have equipment warranty with your processor. That will save you time, effort and shipping costs in the long run.

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For more information, visit Credit Card Processing and Merchant Account Services.

Source: http://www.articletrader.com

Process Credit Cards at a Lower Cost than Other Companies

Wed, 08 Aug 2007 00:00:00 -0500

Merchant accounts allow your business to accept credit cards from your customers. Industry reports show accepting credit cards can increase your sales by 20% to 50%.

So, if you plan to accept credit cards for your business or service, make sure that you choose a processing company that you know you can trust. Your merchant account service will be responsible for enabling your business with all the transactional capabilities of the processing network. Hence, it must be the number one in reliability and availability. Moreover, it shouldn’t cost you the sky. There are several ways in which you can save money on your Merchant Account Credit Card Processing Website.

Firstly, you must insist on the credit card processing company to reveal their merchant credit card processing rates, before you show them your processing statement.

There are some secret rates most credit card processors tend to over charge customers and would rather keep them hidden. For the same reason, it is absolutely critical that you take a closer look at your credit card processor. It’s quite possible that you’re being charged double the processing rate of what you should be paying for your credit card processing transactions. Know, that credit card processors do not charge all merchant accounts the same credit card processing rates, or the same percentage rate on all Visa and MasterCard transactions processed through your credit card machine.

It is time for merchants to understand their merchant account statements to save their money on every credit card and debit card transaction. Your merchant account processor must offer unbeatable Merchant Account Credit Card Processing Rates with no hidden fees. Competitive edge comes from State-of-The-Art Software which provides World-Class financial security. Hence, it is your job to so ensure that your service provider is well-equipped in all spheres of credit card processing. Great pricing is just as important as exceptional customer service!

There is a simple answer to your question of how to process credit cards lower than other companies. Instead of going with a credit card processing company that only processes credit cards, approach one that provides many services to assist the business owner from eCommerce Solutions, web site design and affordable web hosting to business loans and free ATM Machines. It would be great if your credit card processor can also provide complete business solutions for every eCommerce need you could possibly have. Such a service will ultimately help you realize the largest profit possible!

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For more information, visit Credit Card Processing and Merchant Account Services.

Source: http://www.articletrader.com

Leasing, Buying or Purchasing a Credit Card Terminal

Tue, 31 Jul 2007 00:00:00 -0500

One thing is certain! Whether you decide to lease or purchase, you cannot do without Credit card machines. Credit Card processing equipment helps process credit card payments safely and efficiently. Additionally, the customers are provided with a much-needed flexibility of shopping with plastic money!

Once the necessity of acquiring a credit card processing terminal has been established, merchants may come face to face with the dilemma of choosing between leasing or buying a credit card processing terminal. Even though paying a small lease amount monthly may not prove to be a burden on the pocket, merchants often end up paying two to four times the upfront cost of purchasing the same equipment. Here’s an example- If you choose to lease a $ 500 credit card terminal for $30/month for 3-4 years, at the end of the lease term you would have paid $1,440 in lease, which is nearly triple the cost price of the equipment.

Having said that, I do not claim that purchasing credit card equipment works for all merchants. On the contrary, there are some factors that must decide the way to go in acquiring your credit card processing machine:

Cash flow- If you have the money available, purchase suitable credit card machinery without a second thought. However, if coughing up a lump sum for a machine would adversely affect your business, choose to lease the equipment, even though it will cost you more in the long run. Perhaps when your business is well-established you can buy out the leased equipment.

Tax- If you’re leasing the equipment, you will be able to deduct the interest portion thereof from your taxable income each year.

Legal Owner-To become the legal owner of the credit card equipment, you have to make a purchase. Leased equipment, even if used for several years, with monthly lease payments having already exceeded the value of the machine, does not give you a legal title over the equipment. It is a good idea to agree for a 'purchase option payment' at the end of the lease term in order to acquire actual ownership of the swipe.

Financial liability- If you’re leasing your credit card equipment, please remember that this would appear on your financial statements as a liability.

The above factors must be considered when deciding between leasing or purchasing credit card equipment. Once you’ve read through the above, do take out time to verify the cost involved in purchasing a credit card machine. That’s because, with time, the price of credit card equipment has dropped. Today, you can find equipment for as little as $99 with a built in printer, to high quality credit card machines that can be purchased for an affordable $149 that are top of the line, fast, small, lightweight machines that contain thermal printers that never need ink.

The bottom-line is that buy your credit card equipment if you can afford the upfront cost, and if you have no choice but to lease, read the fine print before you sign on that dotted line!

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For more information, visit Credit Card Processing and Merchant Account Services.

Source: http://www.articletrader.com

Credit Card Processing Choices-Capital Management

Mon, 16 Jul 2007 00:00:00 -0500

For a business owner, credit card processing is a capital management issue that is more often than not overlooked. Appropriate working capital management cost-reduction alternatives in an effective credit card processing program can eliminate many credit card processing difficulties.

To achieve dual business benefits, partner with a credit card processing company that ensures elimination of problems related to credit card receivables as well as provides improved cash flow by enhanced coordination of working capital funding and business cash advance programs. The total cost and management benefits of coordinating credit card processing and credit card factoring can be worthwhile and considerable!

For merchants who are accepting credit cards as a mode of payment, a merchant cash advance (obtained through credit card factoring and credit card processing) is an important tool. Even the most successful businesses frequently need more cash than they can obtain from a commercial bank. This is a chance to lessen your credit card management and credit card processing costs, while obtaining a merchant cash advance!

Credit card processing management is a viable alternative when you’re looking for short-term business financing, unsecured commercial financing and improved strategies for credit card receivables management. The only obstacle is that there are only a few commercial lenders that can properly execute the multiple tasks of credit card receivables financing and credit card processing. The careful choice of a suitable provider of credit card processing and credit card factoring is of grave significance to any business proprietor that allows credit card payments.

Hence, the advantages of capital management by effectively combining credit card financing and credit card processing services must not be overlooked! With this lead any merchant can accomplish both the goals- reduced costs and cash flow improvements!

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For more information, visit Credit Card Processing and Merchant Account Services.

Source: http://www.articletrader.com

More about Credit Card Processing Companies

Wed, 27 Jun 2007 00:00:00 -0500

Shopping around for a credit card processing company can save you a lot of hassle. You’ll want to find one with features that match your needs. Firstly,

• Learn and Understand the nuances of credit card processing
• Compare the features, services and costs of different credit card processing companies
• Know your rights when using your credit card.
• File a complaint if you have a problem with your credit card.

Credit Card processing companies make it easy for you to accept credit cards from customers while they take care of all the dispensation. The fees involved are higher then having your own merchant account but so is the convenience. The biggest advantage of being able to process credit cards is customer satisfaction. Customers appreciate the ease of being able to swipe their cards and provide some information to make their purchases.

There are a couple of options available to you when it comes to credit card processing. To open a merchant account of your own, you may approach a bank. Then, there are the credit card processors that are third party service providers, who let you, accept credit cards that they process using their merchant account. A fee is charged for their services. Also, a merchant may approach trade organizations to facilitate credit card processing. Even if you decide to get a merchant account with a bank, chances are that you will still be dealing with a third party processor that works in conjunction with the bank to handle authorization, billing, and reporting. Moreover, third party processors work closely with small businesses to set up merchant accounts.

Credit card companies will carry out some investigation procedures before they decide to offer you a merchant account. To establish your eligibility for a merchant account, a credit card processing company may take photos of your office as proof that you do indeed conduct business from a storefront. They will look into your credit history and check your professional references. Since credit card fraud is rampant, processing companies need to protect their investment to make sure that you are a trustworthy merchant before they can issue you an account.

Once your eligibility has been recognized, Credit card processing companies will determine your account rates based on
• how long you have been in same business,
• your sales volume, and
• Revenue.

Lesser known companies may have to pay 2 to 5 percent above larger companies that have existed for a long time. But good personal credit and strong business practices can go a long way. If you have a history of paying your bills in a timely manner and delivering superior goods and services, it shouldn’t be difficult for you to obtain an affordable merchant account.

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For more information, visit Credit Card Processing and Merchant Account Services.

Source: http://www.articletrader.com

Why Accepting Credit Cards is so important for all Merchants?

Tue, 19 Jun 2007 00:00:00 -0500

You may have read over and again that in today’s time and age, accepting credit cards is important for all businesses, retail, mail/phone order and online. Perhaps no one tells you exactly why and how accepting credit cards can boost your sales. Well…that’s what we are going to talk about today!

There are several collective, demographic and technical factors because of which entrepreneurs and small businesses find it impractical to disregard customers who have turned to plastic as a form of payment. Ever-increasing numbers of people are using what is known as “plastic money”.

Here are the numbers. The standard American cardholder has an average of four bank credit cards. Credit card purchase volume has seen an approximate 15 percent growth per year for the last five years. Debit card purchases are growing even faster, at more than 50 percent per year. Credit and debit cards made up for 33 percent of all purchases by 2004 and for 43 percent by 2005. According to one estimate, businesses are deprived of more or less 80 percent of shopper impulse buys if they don't accept credit cards.

After going through these figures, the first question that comes to mind is why more and more people are becoming inclined towards shopping via credit cards and debit cards. Several surveys have been conducted to come up with the following answers: -
• Credit cards cancel out the necessity of carrying cash.
• A customer may want to keep the cash in hand for a more important payment or in case of impending emergencies, while a credit card may be used for a whim buy.
• They want to gain loyalty points (such as airline miles)
• Customers making a large purchase prefer a credit card.
• Consumers looking to float money in a bank account prefer to shop using a credit card.
• In making a reimbursable purchase for a company, consumers prefer to use a accredit card.

Also, accepting credit cards is key to e-commerce. While retail shoppers may pay cash or use debit cards, online shopping payment can be done only by way of credit cards or checks. Writing checks for online payments is almost redundant because of the time it takes and the bother involved in writing out and mailing a check, which may be lost, misplaced, incomplete, or damaged. An astounding 85% of online purchases are made using credit cards, while checks are used for a meager 10% of online sales.

Credit cards are also playing a greater and greater role in business-to-business transactions. The future of plastic is brilliant! Credit cards are viewed as lifestyle enhancers and they are a convenient mode of payment for even routine bills such as gas and electricity. The list of benefits, as mentioned above, further extends the use of credit cards and importance of accepting credit card payments.

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For more information, visit Credit Card Processing and Merchant Account Services.

Source: http://www.articletrader.com