http://www.articletrader.com/ Articles at ArticleTrader en-us http://www.articletrader.com/shopping/product-reviews/nail-tech-industry-news-mother-daughter-team-still-forging-new-relationships-after-30-years.html http://www.articletrader.com/shopping/product-reviews/nail-tech-industry-news-mother-daughter-team-still-forging-new-relationships-after-30-years.html Fri, 16 Feb 2007 00:00:00 -0600
In 1980, before starting the adventure of manufacturing licensed nail products, the Udlers, click to see their picture, were full time nail technicians themselves. They were tired of paying over inflated prices for basic supplies. They knew what was needed and decided they could offer top quality products, great service and savings at low wholesale prices better than anyone else. It was upon this basic tenant that The Supply Source (guaranteed Service and Savings - SS) was founded.

Well, many years have passed since 1980 and the 100% owned mother-daughter team is still forging new relationships. Nail technicians from all over the globe have helped them become a success by offering over 16,000 items and representing over 30 various product lines and brands. Most notably, The Supply Source manufactures a unique line of products that are globally distributed. The SS brand has become well known to nail techs for savings and quality for both gel and acrylic nail supplies along with staying on top of the latest fashion trends of beautiful nail art.

Millions of dollars in sales have forged successful partnerships with over 700,000 satisfied professionals. They have helped these nail technicians by increasing their profits, by saving them money, offering new products and techniques as soon as they become available, maintaining highly educated personnel in the industry whom may offer nail tech support & top notch chemists on staff for research and development. Visit their website to review their latest educational demos or sign up for their monthly newsletter to stay on top of the latest fashion trends of creating beautiful color acrylic nail art using Supply Source products!

The Supply Source customer promise after 30 years is still the same, to offer the best selection, prices and service as humanly possible. Patterned after the wall mart model, nail techs will find all that they are looking for within a one-stop-shop experience. Simply stated, you will find all that you need at the right price with great customer service representation. They cut the language barrier if you do not speak English, offer product support and other technical issues, continuing education, trade show participation and most importantly, someone actually picks up the phone when you call during business hours.

Nail Techs will find a large selection of professional supplies. They are making it easier to do business with nail technicians throughout the world by offering multiple delivery and payment options including:
+ Free shipping on orders of $99 and more...
+ Same day shipping
+ Global exporting
+ Private labeling
+ Bulk and volume discounts

If you are a nail tech or beauty professional, compare their prices with the other suppliers. Their guarantee, "The Supply Source will match any advertised price" offered by any competitor. Request a full-color nail supply catalog or view it in a PDF format of over 16,000 new products. Feel free to call them today with any your questions, comments and ideas 800-221-8477 or 954-742-9553

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Mark Travis writes articles for Nail Tech Wholesale Supply Companies such as Idonails.com. Visit Idonails.com for all your acrylic nail products and gel nail products.

Source: http://www.articletrader.com ]]> http://www.articletrader.com/home-and-family/home-improvement/balterio-laminate-flooring-resiliently-debuts-again-at-surfaces-2007.-style.-quality.-simplicity.html http://www.articletrader.com/home-and-family/home-improvement/balterio-laminate-flooring-resiliently-debuts-again-at-surfaces-2007.-style.-quality.-simplicity.html Fri, 16 Feb 2007 00:00:00 -0600
Each year Balta spends several million dollars perfecting their own new locking system. Balta uses the latest technology in isometric double locking. This mechanism locks easier and more tightly than the other laminates on the market.

The ultimate in installation ease begins with the Click Xpress system. Balterio laminate floors are incredibly easy to install. And that is good news for both the professional and the consumer. The revolutionary Click Xpress system ensures an attractive and fast installation. This rotation system makes it easy to click the panels together with a sturdy, seamless floor as a result. Say good buy to glue.

Moving the laminate during the installation process is also snap. When moving or renovation you can take the laminate planks out and click them back together easily. Sturdy, reliable and 25% faster installation time.

Different Tastes, Styles, Choice.
Balterio Laminate Flooring cares about different tastes and different styles, and choice. Your home is the reflection of your character and personality. With a Balterio laminate floor, you can show who you are and simply be yourself. In a style that is entirely yours. Choosing one thing means loosing another... But not with Balterio. Their collection includes the perfect floor for every room, in the styles and finishes that you always wanted.

Looks and Feels Like Hardwood.
The surface texture, embossed in the Balta flooring, appears as real wood. Are you tired of looking at laminate flooring that has no texture and looks more like a Kmart peel apart or a warped record?

The Enjoyable Sound of Solid Wood.
Balterio laminate is the floor covering for the 21st Century with a great many benefits in regards to installation and maintenance, but also with the sound and touch of solid wood.

Quality and Value.
High quality materials plus unsurpassed craftsmanship ensure you of a level of quality that is often hard to find elsewhere. The Hydro safe-HDF boards are the pinnacle of stability, density and moisture-resistance.

A Long-term Investment.
A new floor is an important purchase and has to last for years without losing its beauty or quality... At Balterio, they believe strongly in their product that they aren't at all reluctant to offer a lifetime warranty on some of their products.

Easy Installation & Maintenance.
The Balterio laminate floors are extremely easy to install because of their handy click system that has been praised around the world by both professionals and consumers. It is so easy to snap and click together that a child could install it. Maintenance required to install is at a minimum.

Balterio laminate floors are extremely durable. The wear-resistant surface together with the strong core ensures a remarkable resistance to scratches, moisture and stains. They are as moisture resistant as traditional wooden floors. Even after years of intensive use, your floor will be in outstanding condition.

1) Wear resistant: The wear resistance is guarante3ed by the surface together with the hard core.
2) Impact resistant: The high quality HDF (High Density Fiber) core boards can resist sudden impacts from high heels, falling objects and the pressure marks caused by furniture legs.
3) Scratch resistant: Your Balterio laminate floor can also withstand scratches from office chairs with soft rubber wheels. To keep sand out, though, a doormat is best.
4) Stain resistant: Sauces, spaghetti, jam, coffee have ruined many times a carpet or solid wooden floor. With Balterio floor, stains need not be a disaster. Magic markers, lipstick or nail varnish can be easily removed with a drop of acetone on a clean cloth.
5) Swelling: Balterio produces the HDF core boards itself and applies the highest standards in respect of selling and expansion.
6) Dimensional stability: The high-quality core boards limit the effect of relative humidity on your Balterio laminate floor, in comparison with solid wood or chipboard. Any small degree of swelling of .04 inch per walking meter is dealt with an expansion joint.
7) Cigarette proof: A fallen burning cigarette that is for a few seconds on your Balterio laminate floor won't leave the slightest trace.
The adherence of the laminate floor specifications to the European standards is reported and confirmed in the CE label that is placed on every pack. That is your ultimate assurance of a quality product without compromise.

Introducing Balta Laminate Floor Styles and Colors - Discover a new world...

TRADITION EXOTIC - AC4 25-yr & 12-yr Commercial Warranty
9mm thick 17.8487 sq/ft per box. Exotic Wood, true to nature touch > Narrow planks (4-sided micro V-groove 5.16 inch).

Tradition Exotic - TRENDTIP - Use foreign articles in your home to add a fresh, exotic touch to a country western interior. A Natural Phenomenon... Exotic, beautiful and mysterious...

One of the things so characteristic of a wooden floor is the beveled edges (V-groove) of the planks. This effect is realistically reproduced throughout the exotic range by the fine micro V-groove on all four sides of the plank. This, in combination with the narrow planks gives the wood a totally realistic feeling.

A Hint of the Exotic - Names like Tigerwood, Kambala, Maple, Sucupira, Asha and Teak evoke the atmosphere of faraway continents. This is the essence of our Exotic Wood Collection. There look and feel is totally life-like and the planks have a micro V-groove on all four sides.

Testimonial Tradition Exotic: "Balterio laminate floors are ideal for the baby room or the children's room. They are exceptionally hygienic because bacteria can be easily removed. That gives enormous benefits in the fight against allergies. And it's so easy to clean you have more time to spend with your kids."

TRADITION ELITE - AC4 25-yr & 12-yr Commercial Warranty
9mm thick 17.8487 sq/ft per box. Handscraped, true to nature touch and > Narrow planks (4-sided micro V-groove 5.16 inch).

Tradition Elite - TRENDTIP - An elegant, slender touch at home... The slender planks make your room look bigger than it really is. That allows the room to stand out better.
Feel like a totally new space-experience? Then Tradition Elite is the right choice. With its elegant, slender boards - just 131 mm wide - this floor pulls the space wide open. With Tradition Elite, you get a greater sense of freedom from every square meter.

Testimonial Tradition Elite: "The search for a perfect floor for our new home ended when we saw Tradition Elite. Its airy and timeless appearance fitted perfectly with the design and the style that we had in mind. I was really enchanted by its chic appearance."

TRADITION SCULPTURE - AC4 25-yr & 12-yr Commercial Warranty
9mm thick 20.5225 sq/ft per box. Handscraped, true to nature touch (4-sided V-groove).

Tradition Sculpture - TRENDTIP - Beauty has its rough edges... Mix different styles, such as placing an old chair with a minimalist table, and it will take care of adding a finish that is rich in character.

Wood seduces with its charming imperfections, its rugged surface, the marks it bears of traces of the finishing tools, its changing texture... With Tradition Sculpture, all of those desirable qualities are within your grasp. The differences is found in how it catches the light, its crafted wood structure, its beveled sides... reflecting pure craftsmanship and quality.

Testimonial Tradition Sculpture: "We recently bought and renovated this home, which is full of character. The large and high charming rooms demanded a floor that was up to the standard that the rest of the room set. The rugged character of the Tradition Sculpture was up to the challenge. The solid appearance of this beautiful floor returns some of the home's former grandeur..."

TRADITION QUATTRO - AC4 25-yr & 12-yr Commercial Warranty
9mm thick 20.5225 sq/ft per box. True to nature touch (4-sided V-groove).

Tradition Quattro - TRENDTIP - A true-to-life V-groove... Let your laminate floor resonate like solid wood by using the right Balterio underlayment. The authentic look & feel of Tradition Quattro really catches the eye. The collection comprises eight attractive wood décors. The authentic aspect is emphasized further by the 4-sided V-groove. Indistinguishable from solid parquet floors!

Build style from the floor up. A classy laminate floor in combination with your talents as a decorator, insure a result that will leave friends and family at a loss for words. The unique pattern of a real wood structure and grains of the wood is at most its signature: timeless and quite unique. The true to nature touch ensures this lifelike effect. The natural pattern will be attractive anywhere in your home, from the living room to the study.

Testimonial Tradition Quattro: "My husband and I are perfectionists somewhat, as far as our interior is concerned. With Tradition Quattro, we cleared two hurdles with one jump: a stunning floor and the skirtings to go with it for a finish that just cries out for respect!"

REFLEXIONS PLUS - AC5 Lifetime & 15-yr Commercial Warranty
8mm thick 23.0875 sq/ft per box. Soft sheen finish.

Reflexions Plus - TRENDTIP - Give an extra gloss to your interior... Don't be afraid to combine different wood tints for a result with remarkable contrasts.
Reflexions Plus gives your interior a chic, silky-soft gloss. The lightly glossed surface is the reflection of its quality: the highest wear- resistance, easy to install, and low in maintenance. Choose from eight timeless decors that are perfectly in harmony with all of the elements of you interior. Clearly head and shoulders above the crowd!

Testimonial Reflexions Plus: "We love style-full, unobtrusive accents in our interior, and we found them in Reflexions Plus. The lightly glossed look contrasts beautifully with the flat walls. The spatial effect is simply stunning."

AUTHENTIC STYLE - AC4 25-yr & 12-yr Commercial Warranty
8mm thick 23.0875 sq/ft per box. Woodgrain structure.

Authentic Style - Authenticity down to the wood grains... Those who love permanent values without frills will feel at home with Authentic Style. Choose the timeless and rich expression of the wood, with its typical pattern and warm aura. Ten lovely, natural décors exuding cachet. Stylish, unique and easy to maintain. Authentic Style brings the most beautiful wood types together in ten timeless decors. Everything breathes authenticity: the natural tints and exciting structure. Everything you need for a marvelous warm and rich feeling of home.

Testimonial Authentic Style: "Wood has always fascinated me. The warmth that you can bring to an interior truly is unique. I could carry the natural look of my furniture right through to the floor, thanks to Authentic Style."

AMBASSADOR - AC3 20-yr & 10-yr Commercial Warranty
7mm thick 25.6526 sq/ft per box.

Ambassador - Remain stylish within your budget... Ambassador gives you the best of wood in an exceptionally accessible price class. Ambassador feels at home in every room from the lounge to the bedroom. Choose between twelve décors with character, but always with respect for your budget. The best all-a-rounder is undoubtedly Ambassador. Choose from 12 colors and transform your house into a warm home.

Testimonial Ambassador: "We didn't want partial or temporary solutions in decorating and finishing our home. Thanks to Ambassador, we didn't have to make any concessions and we had beautiful floors in every room right away... And entirely within our budget."

REVOLUTION - AC4 Lifetime & 15-yr Commercial Warranty
8mm thick 20.0682 sq/ft per box. Genuine tile structure.

Revolution - Were you thinking more about stone, slate?
You love a warm floor but the pure look of real natural stone. With its tile-like relief and structure, Revolution provides that unique mix. Combined with all the benefits of contemporary laminate. The warm feeling of a natural stone laminate tile is unique and especially welcome in your hallways or kitchen. The life-like tile and stone structures and are available in 4 colors.

Testimonial Revolution: "The Revolution was a real revelation for us. Walking through the house on bare feet or children playing on the floor... It is a unique experience, thanks to the soft and warm feel of the natural-stone laminate tiles."

Get more out of life with Balterio. With Balta, you will not become a maintenance slave. The special surface treatment of the laminate means that dirt won't adhere quite so easily. A light mopping or a cleaning system with moist disposable towels is more than enough to clean your laminate in a minimum of time. And to keep its lovely appearance for years.

The time you save is substantial and will give you more quality time. Enjoy wonderful, free moments that you can spend on yourself, your hobbies, your family and your children. More enjoyment and less scrubbing!


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Jeff Hewitt writes articles for flooring companies such as LamiminateFlooringsite. Visit them for all your vinyl flooring and from what you've just read laminate flooring.

Source: http://www.articletrader.com ]]> http://www.articletrader.com/home-and-family/home-improvement/extreme-home-improvement-makeover-sheet-vinyl-flooring.html http://www.articletrader.com/home-and-family/home-improvement/extreme-home-improvement-makeover-sheet-vinyl-flooring.html Mon, 12 Feb 2007 00:00:00 -0600
Having an attractive flooring is almost half the work done to achieve a stylish interior. You may be residing at any type of home, either modern or an old construction we will definitely have something perfect to match your taste, requirements and style. Giving a home makeover of ceramic or marble to your floors can be a tedious task and would be heavy on your pocket. Hence the best alternative is to opt for the cushioned sheet vinyl flooring options, which can called a DIY home improvement project. This is a cost effective and an immediate solution to consummate a classy base of the house.

This redefined vinyl flooring comes in an incredible array of colors, textures and patterns. The easy to apply makeover for your home can appease a variety of tastes to match all contemporary, classic or traditional requirements. Vinyl sheet flooring is complete with a real look and texture of ceramic, stone or hardwood / laminate flooring. On the contrary it is more affordable, can be easily installed, loose-laid, and allows a carefree maintenance without ever having to wax again.

IVC Flexitec floors come with quick installation guides following which one can personally manage to fix the bottom surface of any room. The do it yourself guide for the floor lamination makes it convenient to renovate your floors without hiring professional help. This extra saving is again a good news for your pocket book. Simply loose lay IVC Flexitec Fiberglass Cushioned Vinyl Sheet, adhere with Acrylic Double-Face Tape in certain areas and enjoy. Very similar to Liz Claiborne linoleum, Armstrong congoleum vinyl floors, earthscapes vinyl flooring, Mannington resilient floors. Some factors to consider while installing in a square foot room over 25 yards or where there will be heavy appliances such as refrigerators etc would require the use of double face tape or pressure sensitive adhesive along the two walls or as a full spread.

The sub-floor should be thoroughly clean, firm and level prior to installing the IVC Flexitec and there should be no wet substrate as this can trap moisture. It is easy for both professional installer and do-it yourself people to lay the latest IVC Flexitec flooring. Professional installing of the vinyl flooring makes use of the full spread installation using Balta / IVC B-2000 pressure-sensitive adhesive. The flooring is resistant to break or permanent crease and also its structural composition make it very easy to work. The highly resilient fiberglass base, laminated with a tough layer of PVC on both sides gives it an unmatched stability. This revolutionary new construction eliminates all conventional problems of cracking, curling, expansion and contraction. The unique construction of IVC Flexitec also makes it extremely resistant to moisture.

The designated warranty period for the IVC Flexitec flooring ensures that it does not contain manufacturing defects, nor does it contract, expand, curl, crack, tear or rip from normal household use. The flooring is not affected by mold, mildew, alkaline or moisture. Flexitec vinyl flooring offers warranty against any permanent stains from common household products, household traffic stains or permanent scuff from shoe soles.

The modernistic composition of IVC Flexitec floor is aptly suited for both residential and commercial purposes. The latest structural integration of vinyl flooring retains the gloss and texture of the floor for many years and prevents it from dulling or fading easily. Taking due care of the floor preserves the new fresh look of the floor for a pretty long time.

Flexitec PVC cushion back vinyl advantages consist of many unique features:

Construction: Flexitec has a core of a highly resilient fiberglass base fully encapsulated on both sides by PVC vinyl.

1) Comfort Foam: Comfort foam is a luxurious cushioned vinyl backing supporting the vinyl structure and offering a base for indentation resistance. This backing reduces impact noise and sound transmission while guaranteeing unmatched underfoot comfort. The natural moisture-stop characteristics of PVC provide superior resistance to mold and mildew.
2) Foam Layer: On top of the fiberglass layer comes a cushioned vinyl foam layer, allowing additional indentation recovery thanks to its resilient nature.
3) Quick Clean Wearlayer: The wearlayer determines the actual wear performance of your floor. The higher the wearlayer the more durable your floor. The wearlayer will give your floor its protection and resistance against general wear, dents, cuts and scratches, while retaining its lasting finish. The unique Quick Clean benefit offers you extra durability and better definition of design and color, ensuring a long-lasting luster and beauty for your floor.
4) Super Guard: The Super Guard finish offers you even better protection. This advanced, urethane-layer resists scuffs, scrapes and stains and the accumulation of dirt and grime. This will allow your floor to retain its new look and ensure easy cleaning and maintenance.

Flexibility: Because of the construction, Flexitec is far more flexible than conventional sheet vinyl, making it easier to work with while laying it down at the job site. It does not break and will not permanently crease.

Fiberglass: The fiberglass layer combines strength with flexibility, ensuring an easy and trouble-free installation process. This inter-layer offers a unique dimensional stability eliminating conventional problems of contraction, expansion, curling and cracking, resulting in easy installation and higher durability.

Dimensional Stability: Because of the construction, problems of contraction, expansion, cracking and curling are eliminated. Flexitec lays flat and stays flat.

Ease of installation: Because Flexitec vinyl lays flat and is so flexible, it is a joy to work with compared to traditional sheet vinyl. There are two installation methods.
1) Loose lay DIY Installation up to 25 square yards.
2) Full spread Professional Installation with pressure sensitive adhesive or Double sided tape.

Reduced installation time: Because it is so much easier to work with, Flexitec takes much less time to cut and install. It is easier to seam and more forgiving than conventional vinyl. It is also easier to remove or patch, making it an ideal flooring solution for property management firms and all residential and commercial buyers.

Extremely moisture resistant: Unlike traditional paperback vinyl, Flexitec sheet vinyl is extremely resistant to moisture. It actually acts as a moisture barrier because of the PVC on both sides.

The structure of your vinyl floor largely determines its durability and how well it will resist the scuffs, scrapes and stains while retaining its original luster. Flexitec has a unique structural composition allowing you to select a floor type that will match your personal performance requirements. At its core, Flexitec vinyl has a highly resilient fiberglass base, double encapsulated by PVC layers. Thanks to this revolutionary construction, your floor has unmatched dimensional stability eliminating conventional problems of contraction, expansion, curling and cracking, resulting in easy installation and higher durability. The unique characteristics of PVC gives you higher underfoot comfort and unparalleled flexibility combined with excellent resistance to everday wear and tear.

Enjoy the advantages of Flexitec vinyl. Flexitec is the floor with more.


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Jeff Hewitt writes articles for flooring companies such as VinylFlooring.org. Visit them for all your vinyl flooring and vinyl flooring needs.

Source: http://www.articletrader.com ]]> http://www.articletrader.com/home-and-family/home-improvement/handscraped-laminate-flooring-raising-the-level-of-sophistication-on-your-next-home-improvement-project.html http://www.articletrader.com/home-and-family/home-improvement/handscraped-laminate-flooring-raising-the-level-of-sophistication-on-your-next-home-improvement-project.html Wed, 07 Feb 2007 00:00:00 -0600
Handscraped laminate flooring is considered as an engineered floor, charicteristically proven to simulate hardwood. "Unfortunely, to many of the laminate floors that you see every day whether at work, at the doctor's office, at the mall, etc. don't stand out as the flooring you want to install in your own place. If you have ever visited a close friend or attended a local play or show, you will be bombarded with crapy laminated floors. Also, if you were to ask the average person by what name they are called, you may get a response like uhhh… Pergo, or even worse, K-mart peel-apart?"

Hand scraped laminate flooring inspires one to nature. This year's newest look in laminate revolves around capturing design appeal with special attention to physical texture. The newest hand-scraped designs consist of full textural coverage: fine details and contours that have been achieved with unique production techniques.

Today, most of the designs of handscraped laminate flooring's wear layer and colors are computer generated. Laminate flooring is available in different plank widths. Depending on ones preference, the wide plank and the thin plank both look identical to real wood. Also, there are various square tile and granite sizes called laminate tile. These porcelain and granite tiles have all the benefits of laminate flooring, beauty, ease and performance. (Note: Real ceramic tile installs with a click and is glueless, just like laminate flooring or tile redifined.)

Looks alone don't sway you? How about quality? These floors have three layers, the backing layer, the core layer, and the wear layer. The backing layer allows the other layers to have strength and durability. The core has varying degrees of high density fiber board, the higher the better. The wear layer provides surface protection with aluminum oxide or melamine. This ingredient provides the protection to the outer layer. So, any room of your house or business can have handscraped laminate floors. You don't have to be as careful spilling liquid on the laminate as you would a hardwood floor. Also, this quality laminate does not scratch and dent like hardwood floors are susceptible to. Laminate floors are also burn resistant and the color of the floor does not fade over time.

Let's not forget ease of installation. Laminated floors are very easy to install. The planks have tongue and grove edges that are simply clicked together and placed over concrete or vinyl without glue. The simplicity of installing laminate allows a home or business owner to earn an additional savings over hardwood by not having to hire a contractor

It's very simple to keep your handscraped laminate looking as good as the day you installed it. Laminate flooring never requires waxing, buffering or vigorous mopping. Vacuum cleaning on a regular basis keeps the floors spick and span and they can be cleaned with a damp cloth or mop. Detergents are not recommended. Water and vinegar are all that is needed.

Handscraped laminate offers the beauty, sophistication and texture of hardwood flooring without the hassle, fussiness and cost. What are you waiting for? Experience handsraped laminate flooring for yourself.


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Jeff Hewitt writes articles for floor covering companies such as LaminateFlooringSite.com. Visit them for all your laminate flooring and vinyl flooring needs.


Source: http://www.articletrader.com ]]> http://www.articletrader.com/finance/loans/why-do-the-banks-hate-the-payday-loan-institutions.html http://www.articletrader.com/finance/loans/why-do-the-banks-hate-the-payday-loan-institutions.html Mon, 15 Jan 2007 00:00:00 -0600 Payday Loan Today with very unhappy bank teller [name withheld].

"I used to work at a payday loan joint. Not the best job I ever had, for sure, but it was a real eye-opener. And, I worked this job right after I worked as a bank teller for a few months!! Everyone should know that the payday loan industry really doesn't do anything that banks haven't already done, or aren't currently doing. In fact, the payday loan industries' entire business model was built on the banking/loan system - specifically the "returned check fee" process. And this is the real reason that banks hate them because they ultimately cut into THE BOTTOM LINE. THE BANKS ABSOLUTELY HATE SEEING MONEY LEAVE THEIR HANDS. A payday loan can be an open option for those that know ahead of time that they are going to have to bounce a check... JUST USE CAUTION. Now, let's do a little comparison:

BANK:
-pays its ever-decreasing # of employees utter crap while demanding A LOT of work from them
-makes "free" checking seem like a dream come true, when in reality the goal is to be able to turn a profit off of a select few that will bounce and later pay up (30 bucks on the bank side, and X$ on the retailer's side)
-hopes that a "free" account will induce the user to apply for a LOAN, where the real $ will come pouring in
-pretends that loans are a great thing and that you can't live w/out them - HELL, EVERYONE'S DOING IT
-hires a really nasty collection agency to do the dirty work when it needs to be done
-hides behind a facade of "institutionalism" when in fact they are the epitome of the capitalist, corporate, market-hording system

PAYDAY LOAN JOINT:
-does its own work similar to a banking institution
-doesn't hide behind any glamour...in fact, pretty much understands that this is a person's last resort so they don't make any bones about it
-also pays its employees total crap...but, at least where I worked, much wasn't expected of you (either approve or deny the person and give 'em the money...if they don't come back call them)
-at least where I worked, there were no hidden fees or interest charges, or any sort of premiums... everything was posted right there on the wall for you to look at - cut and dry

Posting in forum from the anonymous bank teller continues:

"Well, if I had to make a call here I'd say that the Payday Loan and banning institutions are really two peas in a pod. In fact, it won't be long before some genius in a bank board room decides to strike out on his/her own and open up a bank and payday loan place all rolled into one. You didn't hear that from me though."

The payday loan industry's Consumer Credit Research Foundation says surveys show 5 percent of Americans have had a payday loan and 10 percent say they are somewhat or very likely to obtain one in the future. For those 10% or more interested Payday Loan please refer to the following information provided by Payday Loan Today:

Apply for short-term loan from $150 to $500. Receive a no fee loan up to $200.00 for 30 days. Another added benefit Payday Loan Today offers is they claim to be the only Payday Loan Company that works closely with their customers after 6 months to pay back the principal of their loan in order to reduce their customer's fee structure to almost nothing.

Once the loan request has been processed the money will be posted to your account the same or next business day. A few short easy prompts and your done!

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Mark Travis writes articles for Payday Loan companies such as PaydayLoanToday.com. Visit PaydayLoanToday.com for all your online payday loans and Cash Advance needs.

Source: http://www.articletrader.com ]]> http://www.articletrader.com/finance/loans/what-has-more-stores-than-7-eleven-mcdonalds-burger-king-and-subway-combined-in-your-town.html http://www.articletrader.com/finance/loans/what-has-more-stores-than-7-eleven-mcdonalds-burger-king-and-subway-combined-in-your-town.html Mon, 15 Jan 2007 00:00:00 -0600
Depending on your state laws, Payday Loan Stores are showing up everywhere. In most states there are more payday loan stores on the busy street corners than 7-Eleven, McDonald's, Burger King and Subway stores combined. The payday loan business model is built on being convenient and fast, giving one reason why payday lenders have become the "Quickie Marts" of the financial loan world and have showed up everywhere to offer fast service that a family member or traditional banking institution are unable to provide. Not surprisingly, many are open very late. Very few stores are open 24 hours. Unfortunately, if you are unable to find such place open many customers are going to the web which is always open 24 hours as long as your state laws permit the loan.

One such Payday Loan company online, Payday Loan Today, currently states on their website that they DO NOT currently provide loans to these states: Georgia, West Virginia, New York, Massachusetts, or Kansas.

Industry watchers say one reason so few payday lenders may not do business in these states is that they have unfriendly laws for the payday loan industry. As of now, there are thirty-nine states that have friendly laws for residence to receive an advanced payday loan. Ten of these states allow no cap interest rates on their fees and two states allow no maximum amounts for these short-term loans.

Roll Over Rules
The state of Utah for instance has among the highest limits for roll over fees or extending loans at high interest up to 12 weeks. While other states have different rules for governing roll over fees on payday loan companies, the PaydayLoanToday.com model is the only that claims to not take advantage of their customers. They state they are different here:

Apply for a fast payday loan between $150 to $500. PaydayLoanToday.com works closely with their customers after 6 months to pay back the principal of their loan in order to reduce their customer's roll over fee structure to nothing. Another added benefit Payday Loan Today provides is that their customers receive a no fee loan up to $200.00 for 30 days.

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Mark Travis writes articles for Payday Loan companies such as PaydayLoanToday.com. Visit them for all your fast payday loan and Cash Advanced needs.

Source: http://www.articletrader.com ]]>