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<title>Latest Articles by willirhi</title>
<link>http://www.articletrader.com/</link>
<description>Articles at ArticleTrader</description>
<language>en-us</language>
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<title>House Prices in Spain fall 1.2% Over Summer Months</title>
<link>http://www.articletrader.com/finance/real-estate/house-prices-in-spain-fall-1.2%25-over-summer-months.html</link>
<guid>http://www.articletrader.com/finance/real-estate/house-prices-in-spain-fall-1.2%25-over-summer-months.html</guid>
<pubDate>Sat, 08 Sep 2007 00:00:00 -0500</pubDate>
<description><![CDATA[ According to the ‘new look’ Kyero.com Spanish House Price Index, average property prices in Spain have fallen 1.2% from €250,000 to €247,000 over the last 3 months (June – August 2007). <br><br>Kyero.com is a real estate portal – but it is also an exceptionally useful resource for anyone – whether they are an investor, reporter, retiree home seeker or just someone interested in the Spanish housing market.  The site provides useful information and statistics all about who’s buying what and for how much in Spain.<br><br>Using the free data available on the site you can see that Alicante, located on Spain’s east coast, is now the province most representative of the average property price of €247,000 whilst Malaga province remains the most expensive popular destination amongst Britons with average property prices of €310,000 – that’s 26% above the national average! <br><br>Catalan-speaking Barcelona, Mallorca and Girona top the Index as the most expensive in Spain with average prices of €621,000, €429,000 and €425,000 respectively…but this is also reflective of the fact that these are locations where there is also strong employment in Spain which adds greater affordability into the mix. <br><br>Spanish property bargains are still to be had inland with the provinces of Cordoba, Albacete and Jaen offering the lowest priced properties (averaging €148,000, €142,000 and €91,000 respectively). <br><br>Taking a look at the Canary Island of Fuerteventura, despite a doubling of population since 1998 (49,020 in 1998 to 105,000 Jan 2007 according to Spanish National Institute of Statistics), the location still offers bargain island living with average property prices currently at an attractive €229,000 level. <br><br>This proves that despite an overall slow down of investor confidence in the Spanish property market there is still demand, and what's more there remain strong affordability factors supporting the market such as the fact that international retirees come to Spain annually and bring fresh money into Spain's housing market - and then there is the ongoing British demand for a holiday home in Spain which results in a continuous flow of demand as well.<br><br /><br />--<br />To learn more about property prices in Spain as well as the state of the Spanish real estate market, you can download the latest Kyero.com Spanish House Price Index: http://www.kyero.com/price_index/<br><br>Source: <a href="http://www.articletrader.com/">http://www.articletrader.com</a> ]]></description>
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<title>Taking Care of Yourself When Living Abroad</title>
<link>http://www.articletrader.com/finance/insurance/taking-care-of-yourself-when-living-abroad.html</link>
<guid>http://www.articletrader.com/finance/insurance/taking-care-of-yourself-when-living-abroad.html</guid>
<pubDate>Tue, 01 Aug 2006 00:00:00 -0500</pubDate>
<description><![CDATA[ Nowadays it's a commonly shared dream to live, work, travel or study abroad - and as flights get cheaper and the internet and email broadens our minds and opens up our world to a whole host of international opportunity, so more and more of us are getting to live the dream and explore the wider world.<br><br>When we move overseas many of us buy travel insurance with our flight package but our thoughts about our own personal welfare go little further than that – apart from getting a place to live and maybe finding a job too!  However, when living abroad a little more thought needs to go into our overall health and wellbeing because health care services around the world differ greatly as does the cost of getting decent medical assistance.<br><br>Taking care of yourself when living abroad should be an initial priority, and the options available include having basic international insurance to cover accident and emergency treatment, getting repatriation cover if you're traveling to somewhere fairly inhospitable where medical facilities are rudimentary, or spending a fortune of an all singing all dancing international health insurance scheme that will cover you for all eventualities!<br><br>The majority of us opt for something in between all the extremes so that we don't have to worry about our health but we don't have to worry about the depletion of our bank account each month on policy payments either!<br><br>It is well worth shopping around international health insurance providers, specialist expatriate health care providers and also looking at the local offerings in the country you're moving to.  For those moving to reside in one country it's enough just to get the level of cover recommended by that country.  For those traveling the world then naturally enough a good insurance that will cover for all worst case scenario extremes is well worth considering!  After all, no one wants to be left in the middle of nowhere with a broken leg and no means to pay for some painkillers and plaster!<br><br>Once a policy has been found that matches both your requirements and your budget and you've read the small print, familiarized yourself with the main points, restrictions, excesses and inclusions of the policy hopefully it can all be forgotten about and you will never need to make use of it.  If the worst happens and you fall ill though, at least you will know that you have nothing to worry about apart from concentrating on getting better, your health insurance provider will take care of all of the rest for you.<br /><br />--<br />Rhiannon Williamson is a freelance writer whose articles about living, working and investing abroad have appeared in publications around the world.  She has a wealth of useful information on her website for would be expatriates and travellers, from how to get the best value <a href="http://www.shelteroffshore.com/index.php/living/more/international_health_insurance/" target="_new">international health insurance</a> to where are the best places in the world to live, work and study.<br><br>Source: <a href="http://www.articletrader.com/">http://www.articletrader.com</a> ]]></description>
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<title>Protecting Your Family Abroad</title>
<link>http://www.articletrader.com/finance/insurance/protecting-your-family-abroad.html</link>
<guid>http://www.articletrader.com/finance/insurance/protecting-your-family-abroad.html</guid>
<pubDate>Tue, 01 Aug 2006 00:00:00 -0500</pubDate>
<description><![CDATA[ If you have a spouse, dependents, children or anyone in your life about whom you care deeply it adds so much purpose to your life – no longer are the hours spent at your desk or slaving over housework without meaning, in fact no longer are any of the tasks you undertake for no purpose.<br><br>If you have someone who relies on you, needs you and loves you right back then their welfare and overall care is of paramount importance to you on all levels; and if you decide to up sticks and relocate overseas to enjoy a better quality of life as an increasing number of families are doing, the holistic approach to the care of your family will be your number one priority.<br><br>Moving is one of the most stressful events in anyone's life, moving abroad doubly so - and if you factor in moving overseas with children, having to find accommodation, employment, educational establishments and new friends for the whole family then the entire project becomes incredibly daunting at first glance…<br><br>However, as with any large task the best way to tackle it is to break it down into small pieces and manage each step at a time…<br><br>Many people are choosing to move overseas with their family to give them a better start in life, a better quality of life and a safer, more fun introduction to life – sunny overseas destinations are often favoured because the amount of time the family can spend together outdoors swimming, walking, playing and exploring is far greater than in many parts of Northern Europe and America for example meaning that the whole family will benefit from better health, greater levels of fitness and fresher air.<br><br>Sunnier countries often have far better and healthier fresh produce for sale, another tick in the box for moving abroad.  Often the pace of life overseas is slower, stress is an alien concept, money is a tool rather than a goal and so one's approach to life can become far healthier and better balanced.  All of these factors add up in favour of starting a new life abroad for many families.<br><br>However, when one moves from a country like America, Canada, Germany or the UK where health care services are exceptional, the level of assistance afforded every citizen is fantastic and the right to decent medical and dental services is guaranteed, it can be a shock to move abroad and learn that health care services differ greatly, as does the cost of care, on a country by country basis.<br><br>Generally speaking it is usually possible to get a decent level of medical care in any major destination in the world – however, affording the care and actually having the right to see a specific doctor can be restrictive and restricted….which is why those moving abroad with their spouse, children or significant others in tow must consider getting international health insurance from the get-go. While insurance is far from an enthralling subject, it is an essential element in the protection of family members when moving to live abroad.  The head of the family must ensure that every family member has at least the basic level of cover that will enable them to have emergency treatment and care should they need it, and this will give everyone the peace of mind they need and the protection they deserve.<br><br>The good news is that international health insurance packages for the whole family are affordable as more insurance providers battle over customers!  It is well worth shopping around for the best quotations before committing to any one provider, furthermore it can also be cheaper to get health insurance from specialist expatriate providers or to find a company local to the destination in which you will be living.<br /><br />--<br />Rhiannon Williamson is a freelance writer whose articles about living abroad, moving overseas with children, working abroad and investing internationally have appeared in publications around the world.  She has a wealth of useful information on her website for would be expatriates from how to get the best <a href="http://www.shelteroffshore.com/index.php/living/more/international_health_insurance/" target="_new">international medical cover</a> to how to find international schools, from getting jobs abroad to studying overseas.<br><br>Source: <a href="http://www.articletrader.com/">http://www.articletrader.com</a> ]]></description>
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<title>Top Locations for Property in North Cyprus</title>
<link>http://www.articletrader.com/finance/real-estate/top-locations-for-property-in-north-cyprus.html</link>
<guid>http://www.articletrader.com/finance/real-estate/top-locations-for-property-in-north-cyprus.html</guid>
<pubDate>Mon, 31 Jul 2006 00:00:00 -0500</pubDate>
<description><![CDATA[ While the world is in agreement that property for sale in North Cyprus represents a fantastic investment opportunity because rental and resale demand is soaring while at the same time property prices remain incredibly affordable, there are certain parts of the island that make the best property investment hotspots.<br><br>It is not a case of every location being equal or of every property of a similar size and specification being worth the same in Northern Cyprus - just as it does anywhere else in the world location, location, location counts in North Cyprus.<br><br>The first location worthy of closer inspection is Esentepe to the east of the island and a twenty minute drive from the ancient harbour town of Kyrenia.  Esentepe is home to a brand new, international standard, championship golf course - furthermore it is the location for the very first marina being built in Northern Cyprus.<br><br>Naturally enough these two factors alone create great reason for property in Esentepe to be highly prized, but there are a number of other reasons making this location worthy of closer inspection. Firstly land in the area is now selling for a premium as developers try to get in on the property boom, secondly rental demand for properties in the area has gone through the roof following the completion of the golf course, and thirdly the entire surrounding area is totally unspoiled, it is covered in lush olive and carob trees, the beaches are pristine and undeveloped and the people live in their traditional houses and still enjoy an unhurried and stress free kind of life.<br><br>Properties in Esentepe start from GBP 60,000 for duplex apartments within the golf resort and go up to around GBP 200,000 for custom built, luxury detached homes.  Prices in this part of Northern Cyprus have been appreciating rapidly in the past 4 years.<br><br>The next area worthy of consideration is Alsancak which is to the west of Kyrenia and just a ten minute drive from the heart of the old town of Kyrenia.  Alsancak is one of the most popular parts of Cyprus with holiday makers, there is a great deal of development already earmarked for the area and there's an abundance of beach clubs, bars and discos in the area.  For property investors hoping to let their properties out during the long hot spring and summer seasons in Cyprus, Alsancak is most certainly worthy of consideration.<br><br>And finally - unspoiled, untouched and as yet almost undeveloped Karsiyaka which is a thirty minute drive to the west of Kyrenia.  With its hidden coves, sandy beaches, stunning mountains and beautiful countryside, the area of Karsiyaka is going to become one of the most desirable places to live in North Cyprus because the government has set incredibly strict planning rules to prevent over development and to allocate a great deal of space for the likes of another golf course and marina, and also they have allocated space to be left completely untouched.  This part of Cyprus is unique and it has to be seen to be understood and experienced!<br><br>Karsiyaka will become home to the discerning buyer, those looking to escape to a better quality of life in a superior location.  Currently there are few developments in this area of the island but those that are available start from around GBP 80,000 for a two bedroom bungalow.<br /><br />--<br />Rhiannon Williamson writes about real estate investment in emerging markets around the world and specifically profiles exciting investment property locations. To read more <a href="http://www.aboutnorthcyprus.com/" target="_new">real estate property in North Cyprus</a> click here.<br><br>Source: <a href="http://www.articletrader.com/">http://www.articletrader.com</a> ]]></description>
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<title>North Cyprus: The Last Mediterranean Property Investment Hotspot</title>
<link>http://www.articletrader.com/finance/real-estate/north-cyprus-the-last-mediterranean-property-investment-hotspot.html</link>
<guid>http://www.articletrader.com/finance/real-estate/north-cyprus-the-last-mediterranean-property-investment-hotspot.html</guid>
<pubDate>Sat, 29 Jul 2006 00:00:00 -0500</pubDate>
<description><![CDATA[ If only I'd had the foresight to buy an investment property in Spain, the South of France, Tuscany or in Malta twenty years ago when property prices were so cheap because the desirability of the destination had yet to enjoy exposure...if only...<br><br>Many people believe that the world's most beautiful locations are the countries in and around the Mediterranean Sea - think Spain, Malta, Turkey, Egypt, Sardinia, Italy, Morocco and Tunisia.  All are nations synonymous with a fantastic climate, a wonderful quality of life, excellent cuisine, friendly and laid back people...naturally enough the Mediterranean countries are the most popular with those looking for a sun drenched holiday, a beautiful place to retire to or the perfect place to buy a property that will go up in value, be easy to rent and easy to resell.  But many have already missed the affordability boat.<br><br>Properties on the most popular islands in the Mediterranean Sea and in the most desirable locations start from a quarter of a million pounds and go up to tens of millions.  So the average property investor, second home seeker or retiree looking for an affordable place in the sun is going to be sadly disappointed then?<br><br>That is unless they discover the secret delights of Northern Cyprus…<br><br>North Cyprus is the secret and undiscovered third of the island of Cyprus that has been left untouched, unspoiled and unsullied by the greed of the 1970s and 1980s, it has escaped the overdevelopment and mass tourism of the 1990s and it has emerged in the new Millennium as a gem in an otherwise saturated, over priced market.<br><br>Properties in Northern Cyprus start from just GBP 60,000 for a duplex apartment in a resort on a championship golf course!  North Cyprus truly is the very last Mediterranean property investment hotspot and it will not remain undiscovered for long.  While the government are committed to preserving the beauty and culture of the island and determined to prevent it being overdeveloped and sullied, the properties that are being built sympathetically are catching the eye of international property investors, retirees, second homers and those looking to afford to start a brand new and exciting life in the sun.<br><br>The number of visitors coming to Cyprus is increasing rapidly; large international developers are discussing many projects from seven star hotels and luxurious resorts to more golf courses, marinas and even a furthering of the higher education establishments that North Cyprus is already famous for.  Demand for property for sale and rent is coming from the large student base but more importantly it is coming from retiring Europeans, young families and couples, holiday makers, those needing a second home and even corporate investors.<br><br>Northern Cyprus property will not remain so affordable for so long - firstly the demand for property for sale is outstripping current supply and builders cannot keep up with demand, secondly prices are already increasing and finance is being made available privately broadening the numbers of those who will be able to enter the market. As demand soars and supply remains steady and restricted by the government's high standards, prices are rising and are going to keep on rising...making North Cyprus's property market one of the hottest in the world.<br /><br />--<br />Rhiannon Williamson writes about real estate investment in emerging markets worldwide and highlights property investment hotspots.  To learn more about <a href="http://www.amberlamb.com/index.php/property/northern-cyprus/" target="_new">property for sale in North Cyprus</a> click here.<br><br>Source: <a href="http://www.articletrader.com/">http://www.articletrader.com</a> ]]></description>
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<title>Why Buying Property in North Cyprus Makes Sound Financial Sense</title>
<link>http://www.articletrader.com/finance/real-estate/why-buying-property-in-north-cyprus-makes-sound-financial-sense.html</link>
<guid>http://www.articletrader.com/finance/real-estate/why-buying-property-in-north-cyprus-makes-sound-financial-sense.html</guid>
<pubDate>Fri, 28 Jul 2006 00:00:00 -0500</pubDate>
<description><![CDATA[ Cyprus is a stunningly beautiful island, rich in natural resources, blessed with the inimitable Mediterranean climate and located close to the shores of Turkey.  Cyprus is also a divided island, unique in that its capital city of Nicosia is the last divided capital city in the world. <br><br>The country of Cyprus is unique in another way too, back in 2004 the citizens of North Cyprus voted yes to reunification and to this day efforts are being made to reunite the Northern third of the island with the Southern two thirds.  All Cypriot citizens have lived in peace for so long that it is seen as only a matter of time before some form of settlement to rejoin the two sides of the island is found. <br><br>In the meantime Southern Cyprus is in the European Union, it is about to join the Euro Zone and adopt the Euro as its official currency while only the citizens of Northern Cyprus are classed as European - their land and homes are not actually considered to be in Europe! <br><br>This slightly bizarre and unusual situation has created something of a short term opportunity for property investors astute enough to realise that property in Southern Cyprus, because it is in Europe and because it is on such a beautiful Mediterranean island, is selling for a healthy premium and actually increasing in value annually. <br><br>At the same time property in Northern Cyprus is as well constructed, as well located and actually benefits from being in a less over developed and populated part of the island, and yet - property in Northern Cyprus sells for a third of the price of the exact same specification of property in the South! <br><br>Admittedly Southern Cyprus is far better developed then the Northern third of the island, it benefits from millions of Euros worth of assistance from the European Union every year, it has a well established tourism market and economically it is far stronger than Northern Cyprus.  However, all this is beginning to change quite dramatically.  Firstly the EU are giving millions of Euros worth of aid and assistance to Northern Cyprus for the improvements of its basic infrastructure, secondly the fledgling tourism market in North Cyprus is going from strength to strength as the nation successfully markets itself as the last unspoiled destination in the Med, and finally the wider world is starting to sit up and take notice of the fact that in North Cyprus you can buy a duplex apartment right on an international golf course, across the road from an unspoiled beach for just GBP 60,000!!! <br><br>Indeed, where else in the world can you find such a desirable commodity for such a low price?  The answer is only in North Cyprus - but because economically North Cyprus is catching up with South Cyprus and because the government in the North are considering adopting the Euro as well, prices of property in the North will not remain so subdued for so long. <br><br>Those who have already bought villa and apartment property in Northern Cyprus are enjoying capital gains, they are enjoying rental income and above all else they are enjoying the stunning natural beauty of an island unspoiled by commerce and greed. <br><br>North Cyprus is exceptional, it is beautiful, it is affordable and it is not going to remain a secret for very much longer!  Astute investors are getting in on the market now and buying investment properties as fly to lets and for the capital appreciation they know their assets will enjoy.<br /><br />--<br />Rhiannon Williamson writes about real estate investment in emerging markets worldwide and specialises in property in North Cyprus.  To read more <a href="http://www.shelteroffshore.com/index.php/property/cat/C60/">North Cyprus Property Facts</a> click here.<br><br>Source: <a href="http://www.articletrader.com/">http://www.articletrader.com</a> ]]></description>
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<title>Jobs in Cambodia</title>
<link>http://www.articletrader.com/travel/jobs-in-cambodia.html</link>
<guid>http://www.articletrader.com/travel/jobs-in-cambodia.html</guid>
<pubDate>Sat, 01 Jul 2006 00:00:00 -0500</pubDate>
<description><![CDATA[ Cambodia is becoming a popular destination with Western travellers because it has a stunning and diverse natural landscape, it has friendly people, it has enjoyed a rich and varied history and offers up a whole host of exciting and fantastic experiences to enjoy.<br><br>Many of those who visit Cambodia for an extended period of time fall in love with the country and its people and are determined to work to help the nation and either settle down or later return to work in Cambodia.<br><br>For people with a dream of helping the country and its citizens to progress there are various vacancies available annually for aid and charity workers as well as extensive job openings for teachers.  An alternative to these industries for employment for expats is the tourism industry which is growing rapidly and bolstering the economy – this fact means that tourism is now helping to stabilise Cambodia and therefore jobs in Cambodia for Westerners can be found mainly in tourism, education or charity fields.<br><br>Anyone thinking about moving to live for a while in this fascinating and stunning country and who would like to know more specifics about the types of jobs available in Cambodia that expatriates usually take should find useful tips and insider advice in this article.<br><br>As stated tourism, charity work and education are the main employment sectors for expatriates but in recent months a significant amount of exploration has revealed extensive oil and natural gas reserves in the territorial waters of Cambodia meaning that this is an alternative field of employment that will likely open up to external Western contractors in the future.<br><br>In the meantime anyone determined to find employment in Cambodia will find it difficult to source anything remotely unless the individual in questions approaches a recruitment company specialist in either the field in which they wish to work or in the country of Cambodia itself – an alternative is to directly make contact with the aid agencies who work in Cambodia for example or international agencies which employ teaching staff for the country's schools.<br><br>In terms of teaching jobs there's one big complaint that you will hear from all those working in the education industry and that is that the level of pay is very low and consequently the standard of living that teachers can aspire to in Cambodia is correspondingly low…however you have to stop and ask yourself why you would want to teach in Cambodia in the first place – surely those who commit to teaching in schools in Phnom Penh or even in smaller towns such as Battambang aren't in it for the money!<br><br>The whole thing about working in a country like Cambodia is gaining invaluable life experience at the same time as enjoying the travel and adventure that goes hand in hand with working abroad temporarily in a country where Western expats all band together!<br><br>Teachers often find employment in one of the international schools located in the Cambodian capital of Phnom Penh or in one of the language schools dotted across the country, other's work alongside Khmer teachers in provincial schools mainly teaching English or teaching other key subjects through the medium of English.<br><br>For jobs in all other employment sectors there is a Khmer Website Directory which lists jobs in many diverse fields.  When it comes to the better paying end of the scale of jobs available in Cambodia the charities and aid agency employees are relatively well remunerated which means that the standard of living they can enjoy is also correspondingly good.  Having said that no job in Cambodia is going to make an employee particularly wealthy, in fact the main criteria that anyone who is committed to working in Cambodia should have is a desire to assist rather than to take and to facilitate development and improvement.<br /><br />--<br />Rhiannon Williamson writes guides and articles about living and working in Asia on her site <a href="http://www.EasternExplorer.com">www.EasternExplorer.com</a> - visit the site for further specialist advice about working, education and <a href="http://www.easternexplorer.com/country-guide/C6/">living in Cambodia</a><br><br>Source: <a href="http://www.articletrader.com/">http://www.articletrader.com</a> ]]></description>
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<title>Living in Bahrain</title>
<link>http://www.articletrader.com/travel/living-in-bahrain.html</link>
<guid>http://www.articletrader.com/travel/living-in-bahrain.html</guid>
<pubDate>Sat, 01 Jul 2006 00:00:00 -0500</pubDate>
<description><![CDATA[ The Kingdom of Bahrain basks in the warm, clear and calm waters of the Persian Gulf and is an incredibly prosperous and multi cultural country becoming increasingly popular with professional expatriates seeking well paying employment in a low taxation country where the standard of living in Bahrain is incredibly high and the local people are liberal and tolerant towards other cultures. <br><br>Bahrain manages to maintain a relatively neutral foreign policy and because of its general liberalism it's a great place for Western expatriates to experience a totally new life abroad.  These facts mean that the number of international citizens living in Bahrain has increased substantially in recent years and directly contributed to the fact that Bahrain now has the fastest growing economy in the Arab world. <br><br>For anyone considering living in Bahrain this article is an introduction to the country, the entry requirements and to living and working in Bahrain. <br><br>Citizens of all nations other than Gulf Cooperation Council countries require a visa to enter Bahrain with the majority of those moving to live in the Kingdom being sponsored for their visa by their employer. The range of visas available is vast with much depending on whether the applicant has a job offer, is a spouse or dependent of an employed person in Bahrain, the country the individual heralds from etc., and therefore those considering travelling to Bahrain should initially contact their nearest Bahraini embassy or visit the Kingdom of Bahrain's Ministry of Interior website to find out which visa they should apply for and how to go about the application process. <br><br>The capital city of the Kingdom of Bahrain is Manama and most expatriates live in and around the capital and work in one of the Kingdom's main industries which are petroleum production and processing, IT, telecommunications, hospitality, medicine or banking. As a result of the popularity of the location, property for sale and rent in Manama is offered at a premium and those moving to work in Bahrain on a firm job offer should try and negotiate some money towards their housing as part of their overall remuneration package. <br><br>Unlike in some other Arab nations foreigners are permitted to own property in Bahrain and because the economy of the nation is so strong many see investment into property in Bahrain as a solid move to make. However for those keen on living in Bahrain the first step to take is to secure a job offer and then to rent housing while settling into the Kingdom and ensuring it is right for them before committing to the purchase of immovable property assets that can be slow to liquidate should the individual in question decide to leave the Kingdom. <br><br>Finally it's worth noting that the standard of living enjoyed by westerners living in Bahrain is incredibly high.  As stated Bahrain is a prosperous country and one offering residents and visitors alike a cosmopolitan destination with exciting nightlife and incredible shopping!  Hence it is of no surprise whatsoever that the number of international expatriates moving to the Kingdom ever year is on the increase.<br /><br />--<br />Rhiannon Williamson writes guides and articles about planning a new life in Asia and the Arabic World on her site <a href="http://www.EasternExplorer.com">www.EasternExplorer.com</a>  visit the site for further specialist advice about working, education and <a href="http://www.easternexplorer.com/country-guide/C5/">living in Bahrain</a>.<br><br>Source: <a href="http://www.articletrader.com/">http://www.articletrader.com</a> ]]></description>
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<title>5 Tips for Overseas Vacation Home Buying Success</title>
<link>http://www.articletrader.com/finance/real-estate/5-tips-for-overseas-vacation-home-buying-success.html</link>
<guid>http://www.articletrader.com/finance/real-estate/5-tips-for-overseas-vacation-home-buying-success.html</guid>
<pubDate>Sat, 10 Jun 2006 00:00:00 -0500</pubDate>
<description><![CDATA[ The dream of owning a vacation home in some sun-drenched overseas location is one the majority of us share, and because real estate proves itself time and again as a solid long term investment commodity, many more people are committing to purchasing real estate abroad as an investment that they and their family can also enjoy and benefit from. <br><br>When buying a vacation home abroad there are a number of key considerations to bear in mind to avoid some of the traps and pitfalls sometimes associated with buying long distance and in an unfamiliar country.  With these 5 tips for overseas vacation home buying success you can quickly cut a swathe through the research process and move towards securing the dream swiftly and securely. <br><br>Tip One – Learn the Rules and Regulations <br><br>Different countries have different rules relating to the right or otherwise of foreign citizens to own the freehold title to immovable property.  Some widely publicised destinations don't allow foreigners to directly own the land on which their property sits (Bulgaria) or more than one property (Cyprus) for example, and some countries are less economically or politically stable than your own which can mean that real estate related rules and regulations may change in the future.  Make sure you're comfortable with the workings of the country you're considering buying a vacation home in, and if in doubt seek professional advice about that country and the ambitions you hold for owning a holiday home in it. <br><br>Tip Two - Good Investment/Bad Investment <br><br>If you're buying a vacation home with a hope that it will go up in value and be not only a family retreat but a great asset, know that real estate, just like any investment commodity, can go down in value as well as up.  Furthermore not all countries have a real estate economy the same as the one in your own country – a little research would be wise into the historic nature of the property market in your country of choice as well as predictions for its future.  While such data is not a direct indication of how well your investment will perform it will arm you with more data to hopefully make your decisions easier. <br><br>Tip Three - Title Deeds and Legalities <br><br>Legal systems and the title deed registration process differ from country to country therefore know your legal rights and try and find out about the essential searches, surveys and title deed checks that need to be conducted before you should commit to buying your overseas vacation home.  Never enter into any form of contractual agreement without the direct assistance of an independent lawyer and never accept someone's word that a vacation home has its permissions and title deeds valid and up to date.  Insist on seeing and checking all important facts and data before signing on the dotted line. <br><br>Tip Four - Accessibility and Desirability <br><br>If you're thinking about making an income from your vacation home or even hoping to holiday in it yourself regularly, one of the most important factors to bear in mind is the accessibility or otherwise of your vacation home.  If your real estate is difficult to reach, with many miles to traverse and complicated and expensive plane journeys to plan, then it will just become a less desirable commodity over time. While a vacation involves getting away from it all and escaping every day life, a vacation destination and home should be easy and affordable to reach. <br><br>Tip Five - Enlisting Assistance <br><br>Consider enlisting the help of a reputable real estate agent, an independent lawyer and if you want to make money from your vacation home, a property management service.  Such professionals can save you time, effort and money and they can make the whole process of buying and owning a vacation home that much simpler.  Make sure you take references, examine credentials and see qualifications before employing anyone to assist you however, and if at all possible seek recommendations because anyone who does a good job will always get good press!<br /><br />--<br />Rhiannon Williamson writes about buying overseas property and produces <a href="http://www.shelteroffshore.com/index.php/property/"target="_new">buying property abroad guides</a> for many countries around the world.  To read her latest <a href="http://www.shelteroffshore.com/index.php/property/"target="_new">buying property abroad guides</a> click here.<br><br>Source: <a href="http://www.articletrader.com/">http://www.articletrader.com</a> ]]></description>
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<title>How to Start Your Overseas Real Estate Portfolio</title>
<link>http://www.articletrader.com/finance/real-estate/how-to-start-your-overseas-real-estate-portfolio.html</link>
<guid>http://www.articletrader.com/finance/real-estate/how-to-start-your-overseas-real-estate-portfolio.html</guid>
<pubDate>Sat, 10 Jun 2006 00:00:00 -0500</pubDate>
<description><![CDATA[ Real estate is a tried and tested asset class and the majority of people agree that as a long term investment commodity there is nothing really to beat it for consistently returning strong growth and increasing yields…however, when a country's housing market goes temporarily cold as real estate prices move outside of the affordability gap, real estate investors often look overseas for the development of their property based portfolio. <br><br>Currently the real estate markets in countries such as the UK and US are slow and the ability to profit from property locally is reduced - therefore more people than ever are thinking about moving their focus abroad and starting an overseas real estate portfolio to enable them to build a passive income for life. <br><br>If you would like to learn more about building a passive income for life from investing in overseas real estate here are the main five considerations to bear in mind to maximize profit, reduce risk, increase yields and capitalize on opportunities as they present themselves – but before we begin it is always prudent to mention that the value of any investment can always go down as well as up, and that investment decisions should be taken carefully and be made with the assistance of qualified and experienced advisors. <br><br>Tip One - Real estate markets around the world emerge, boom, go bust and re-emerge all over again, but they do so at very different points in time as each market is heavily dependent on the current state of the economy in the given country.  As we all know economies ebb and flow like the tide and there is no such thing as a guaranteed market where property prices will keep rising.  However, there are countries in the world going through major economic change where the real estate market is emerging and where the long term forecast is for a period of prolonged growth.  An investor who is not risk averse and who is planning an overseas real estate portfolio should try and identify which countries have a strengthening economy and an emerging real estate market. <br><br>Tip Two - Having found an emerging market an investor needs to determine the key factor that makes an investment into real estate in the given country a good decision.  I.e., if a country's property market is simply booming because of hype and an investor can see nothing to support the long term success of the market then they should walk away.  If an investor can see massive room for growth but an interfering government who may attempt to restrict property investors from taking their profits then an investor has to decide whether or not they can still make enough profit from real estate to make any investment worthwhile. <br><br>Tip Three - Having determined that there is potential within a given market an investor needs to learn how to harness the power of other people's money!  As real estate is an expensive and slow to liquidise commodity it is unwise to pay cash from personal funds for an investment property, rather it's wise to raise finance at a low interest rate from a secure financial institution.  An investor should look into whether an international mortgage or a local mortgage is possible and affordable when buying overseas real estate. <br><br>Tip Four - As previously stated, over the long term real estate is considered by many to be one of the most consistently returning asset classes – the key to this consistent success is however the 'long term' bit!  I.e., when buying real estate abroad for capital growth and rental yield it pays to be able to keep that real estate for ten years or more to ensure the greatest reward is derived from the investment. <br><br>Tip Five - And finally, having determined that the key factors exist to suggest that a property market has legs to run and that any hype surrounding its progress is based on fundamentally accurate facts as detailed in Tip Two, an investor need to ensure they buy real estate that will suit the market demand that is making the real estate market successful!  Therefore if the baby boomers are driving a given market consider buying single level properties in secure communities, if on the other hand the young professionals are driving the market think about purchasing well located, designed and facilitated apartments.<br /><br />--<br />Rhiannon Williamson writes about property in emerging markets, investing in international real estate and <a href="http://www.amberlamb.com/"target="_new">buying real estate overseas</a> - to read the rules, regulations and purchase process when <a href="http://www.amberlamb.com/"target="_new">buying real estate overseas</a> visit AmberLamb.com<br><br>Source: <a href="http://www.articletrader.com/">http://www.articletrader.com</a> ]]></description>
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