http://www.articletrader.com/ Articles at ArticleTrader en-us http://www.articletrader.com/society/divorce/grants-for-single-mothers.html http://www.articletrader.com/society/divorce/grants-for-single-mothers.html Sun, 23 Oct 2005 00:00:00 -0500 If you are a single mom and struggling to get by, you are not alone. Whether you are going through a divorce or the father is absent most single mother face the burden of supporting themselves and their children all on one income.

* Only fifteen percent of women going through a divorce are awarded any form of court-ordered spousal support.

* Thirty-four percent of those women never receive what is due to them.

* Less than half of the women who claim child support ever receive the full amount.

* Within the first year of divorce a women’s average standard of living falls forty-five percent while a man’s will grow fifteen percent.

What are grants?

A grant is an award of financial assistance. The primary purpose of a grant is to transport a thing of value from a Federal agency to a recipient to carry out a public purpose of support or incentive authorized by a law of the United States. A grant is distinguished for a contact, which is then used to acquire property or services for the Federal government's direct use or benefit.

Grants are associated by company, state, local or tribal government, research institution or academia, not-for-profit, or any other kind of institution.

Grants for single mother can be found on one of the 900 grant programs offered by the 26 Federal grant-making agencies. These programs fall into 21 broad categories defined by the Catalog of Federal Domestic Assistance. Agencies may fall under multiple grant categories. Below is a list of categories where grants for single mother may be found:

• Agriculture
• Arts
• Business and Commerce
• Community Development
• Consumer Protection
• Disaster Prevention and Relief
• Education
• Employment, Labor, and Training
• Energy
• Environmental Quality
• Food and Nutrition
• Health
• Housing
• Humanities
• Information and Statistics
• Law, Justice, and Legal Services
• Natural Resources
• Regional Development
• Science and Technology
• Social Services and Income Security
• Transportation

If you are a single mother seeking help with funding for your higher education you should consider exploring financial aid options such as contacting your financial aid office where you attend school. Ask about:

• Direct financial assistance from your college
• Federal and state subsidized grants
• Work-study programs
• Support from alumni, local clubs, or religious groups,
• Corporate-sponsored scholarships or tuition-aid programs for employees or for children of employees

Who can apply for grants?

If you are a citizen of the United States or a U.S. territory, or are a foreign national who has lived in the United States or a U.S. territory for at least three years immediately preceding an application, you are eligible to apply for a grant.

How do I prepare an application?

Each grant program has special instructions and program guidelines on how to properly prepare an application. Make sure to review these carefully before beginning your application for any important information about the focus of the program, eligibility requirements, and the types of funding available.

Applying for a grant is a great way for single mother in debt to get out of debt and stay out.

Helpful sites
- http://www.grants.gov lists over 900 grant programs.
- http://www.neh.gov answers common questions about grants.







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Kelly Kennedy writes for http://www.singlemotherresources.com,a great online source for single mothers and financial advice

Source: http://www.articletrader.com ]]> http://www.articletrader.com/society/divorce/the-necessary-san-diego-divorce-attorney.html http://www.articletrader.com/society/divorce/the-necessary-san-diego-divorce-attorney.html Mon, 01 May 2006 00:00:00 -0500
A litigation case is a case in which none of the involved parts are wiling to give up or reach a settlement. Usually this type of cases end up with disputes, each part wants more than the other (if a child is involved both parents will fight for the custody). So in this fight you need a strong ally, someone who knows how to look after your interests best. That’s where an attorney comes in handy, especially a San Diego divorce attorney who can make sure you get what you deserve for your money. One thing you must understand: even if it seems it’s one of those divorces which don’t need the help of a lawyer (because it can be settled without problems) you still need someone to give you legal support in this matter.

If you have a case it’s only normal that you are represented by the best. San Diego divorce attorney offices are known to be some of the best offices in the world. So, if you need an attorney, you shouldn’t get the first one you speak to just because he seems to know what he’s doing. You should check out more lawyers and see which one fits best with the approach you want. You can find almost everything you want in a San Diego divorce attorney office because there’s not only one lawyer there. Usually there is a team of lawyers and one of them might be qualified to represent you in court. Another thing about a San Diego divorce attorney is that it’s very unlikely not to be qualified for whatever the job might be.

When starting a case with a lawyer you must understand one thing: that attorney is like your employee; naturally if you give someone a job you want him to be as qualified and as good for the job as possible. So, you shouldn’t be interested in trusting your divorce case and possibly your whole future in the hands of someone that doesn’t know what he’s doing. If you are hiring a San Diego divorce attorney you shouldn’t worry about this thing because respectable law offices don’t give important cases to people that aren’t ready for them. In consequence, if you have an important case and you pay well, your situation will be resolved by the hands of someone that really knows what he is doing. One of the most important things you have to find out about the lawyer that is going to handle your case is how many procedures similar to yours he has handled before during his practice. The number is not as important as the outcome of the cases: how many he has won and how many he has lost. A San Diego divorce attorney is sure to have had a case similar to yours in all his practice time.

If you don’t trust that law firm there are some things that you have to look out for when hiring a lawyer, even if he is the best San Diego divorce attorney. First of all you should find out how long that certain lawyer has been practicing because experience makes a huge difference. Having dealt with a certain type of case, it might make the difference between winning and loosing the case. Another thing you should be interested in is if the San Diego divorce attorney is a member of a law office or is a stand alone law firm. If he is the only lawyer in the firm, it is not advisable to appeal to him. If he is part of a larger law firm, it is better because he has colleagues he can ask for advice or back him up in a certain opinion.

One of the last things you have to look for in a lawyer is how he or she acts when a dispute comes up. Any normal divorce case which looks like a simple mediation can turn at any time into a litigation case. And in these types of cases (which can get a little more violent than ordinary ones) you need to know that you are represented by someone that doesn’t give up easily. A San Diego divorce attorney is sure to have handle cases like these before because of the background of the state of San Diego (a history of violent divorces, most of them based on charges of physical violence).

One thing is for certain: if you ever go to court you need a good lawyer to represent you, especially if you have a divorce case in which you can lose everything. A San Diego divorce attorney is necessary to represent the client’s interests in court and to face anything for his customer.

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If you are looking for a San Diego divorce attorney or just for helpful information regarding legal advice, please visit this site.

Source: http://www.articletrader.com ]]> http://www.articletrader.com/society/divorce/get-the-help-you-need-from-a-san-diego-divorce-lawyer.html http://www.articletrader.com/society/divorce/get-the-help-you-need-from-a-san-diego-divorce-lawyer.html Mon, 01 May 2006 00:00:00 -0500
When looking for a San Diego divorce lawyer you can choose from a competent staff and you can be sure that your case is in good hands. A good San Diego divorce lawyer can help you in any problem being compassionate and knowledgeable. He can even help you get custody of your children or get you alimony if you are their legal guardian. While looking for a San Diego divorce lawyer you have to do a lot of soul seeking and introspecting because, before becoming a “case”, the divorce is something personal, an emotionally troubling experience. So, it’s very important to find a lawyer you can collaborate with and who can make you feel comfortable with the idea of a divorce. A San Diego divorce lawyer is exactly what you need. He is qualified to give you both moral and legal support. If you have a difficult case and you are overrun by guilt and emotions you know that there is somebody there who can understand you. Even if he cannot totally empathize with your experience, The San Diego divorce lawyer knows exactly what you need: to get out of this stage of your life as a winner.

One thing you should remember when looking for a lawyer is that you don’t have to hire the first one you find. You should go on preliminary meetings with more professionals and see which one fits best the profile you are looking for. If you don’t get along with your lawyer he might not understand your case and might not know how to handle it. A San Diego divorce lawyer isn’t the best because he jumps at the opportunity to make a buck, but because he can do the job you offer better than the rest. This is the purpose of law firms: more people, more options. Usually, the first meeting with a lawyer is free because it’s just for the usual acquaintance with the problem. Even if you have to pay for a preliminary meeting, it’s not money thrown out the window. Spending a few dollars might spare you the loss of a lot more in the future.

A San Diego divorce lawyer just like any lawyer will inform you from the beginning (it’s his job to do that) about all preliminary data you should know before starting this journey. The first thing a lawyer should tell his client is about his experience, how many similar cases he has handled and how many of them he has won. No, this in not bragging. A good attorney has a big record of cases and the customer needs to know about. Through this, the client can gain trust. A good San Diego divorce lawyer has a big record of cases and is proud to show them off. Another thing that the client must find out from the attorney is how many steps a divorce case involves and what does getting a divorce also means. A client is in title to find out how long the divorce trial will last of in order to prepare for what lies ahead. Probably the most important fact for some of the clients is the fee that the attorney will ask for in the end. Some people might want to hire a good San Diego divorce lawyer, but they can’t afford it. So, to save the client the embarrassment of having to pay an enormous amount after the case is closed, he will be informed in advance. One of the things that the lawyer isn’t going to insist upon, but you, as a client, should, is signing a written agreement.

A San Diego divorce lawyer has an obligation to his client, just like any other attorney. The main obligation of an attorney is to be loyal to his client and not to share classified legal information with the other involved party or with anyone related in any way with the ex. This is the first part of the professional confidentiality. The client will lose trust in his attorney if he makes public any personal information. In the end, one of the bonds between the lawyer and his client is trust. A San Diego divorce lawyer knows how to keep a low profile and not to divulgate secrets about the case. The lawyer’s duty is to make sure that his client knows what his legal rights are so he doesn’t make a wrong move which can compromise the case. The last thing a lawyer should tell his client is what the steps and procedural matters are available for that specific case. Therefore the client can choose the best way to handle the divorce.

The San Diego divorce lawyer offices are accredited and very trustworthy. Experience has its word and can convince the clients that their cases will be in good and capable hands. If you need to get a clue on what they can help you with (related to a divorce case) you can go online and do a search on “San Diego divorce lawyer”. The results will be amazing. After one click you will feel that you’ve already visited many lawyers’ offices and you have seen everything. On those sites you can find the names of lawyers that work in certain offices, their accomplishments, fees and all the information you seek.


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If you click this link you will find one of the above mentioned websites and the San Diego divorce lawyer you are looking for. Everything you need to know is right there.


Source: http://www.articletrader.com ]]> http://www.articletrader.com/society/divorce/divorce-are-you-feeling-cheated.html http://www.articletrader.com/society/divorce/divorce-are-you-feeling-cheated.html Wed, 10 May 2006 00:00:00 -0500
Relationship demands giving - People give a lot to their marriage; most of them do it except few. Right from the development of relationship, a lot of time, emotional energy and physical resources are given to make it work. During marriage the investment goes higher. Most of the partners want the marriage to work. There are exceptions that unbelievably want to destroy because of psychological problems. When cracks develop in the marriage, lot more effort is made to save the marriage and when the marriage breaks after putting in so much effort, one feels cheated.

Is this true for all? This is not true for all. There are few individuals who don't give anything in marriage. They ask for it. The demand and contribute nothing. That is the game of selfishness played by them. So these people will never feel cheated. They will only feel bad that they lost an easy victim.

What should you do? The only way out is to forget the losses. Try to erase the past as much as possible. This will be difficult, but break the pain bit by bit. Work on it and it will go away one day. Try to forge another relationship and forget what went wrong. Cut your losses as soon as possible.

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CD Mohatta writes for ecards, quizzes, screensavers and wallpapers. The topics of his writing include management, inspiration, holidays, spirituality etc. You can download screensavers at screene.com, send ecards a ecarduniverse.com and enjoy at funquizcards.com.

Source: http://www.articletrader.com ]]> http://www.articletrader.com/society/divorce/break-ups-and-doubts.html http://www.articletrader.com/society/divorce/break-ups-and-doubts.html Sat, 13 May 2006 00:00:00 -0500
After life reaches a stage where living together becomes very painful, one begins thinking of break-up. But the doubts can be overwhelming sometimes. They can mar the judgment. They confuse the thinking. This makes life further trouble some. What is the way out?

The first step should be giving your mind little rest. A tense mind tends to lose the way. Relax and let go of these thoughts for few days. Involve yourself in other activities. Relaxing your mind will give you some peace and help you think well. After you begin feeling peaceful, begin writing down your reasons for breaking up. Don’t miss anything. Write down all the reasons clearly and write explanations wherever needed. This will give you further insight into why you want to break-up.

Pluses and Minuses - write down both pluses and minuses of the break-up. Read them carefully and weigh them. If necessary, consult a close friend. After you become sure that you must break-up and that will be in your interest and in the interest of your partner, go ahead.

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The author, C.D.Mohatta writes fun quizzes and tests on topics like love, personality, dating, relationships, friendship, movies, tv, music, business, etc. The author writes for free ecards and greetings on holidays, birthday, love, friendship, family, expressions, celebrations and all events and occasions.

Source: http://www.articletrader.com ]]> http://www.articletrader.com/society/divorce/quiz-yourself-will-you-survive-break-up.html http://www.articletrader.com/society/divorce/quiz-yourself-will-you-survive-break-up.html Sun, 21 May 2006 00:00:00 -0500
The immediate effect of the break-up would be pain. Will you be able to take the pain? The pain would go away slowly over a number of years, but the initial impact will be high. You will have to gather all your energy and tolerate the pain.

The second effect would be bitterness and blame. You will non stop think about the behavior of your ex partner and fix blame everywhere. You will recap all the arguments and fights and there will be a large amount of self-talk about how you were ditched. That will not be a pleasant experience. You will have to find way out of all this by spending quality time with friends, involving you in new activities, and keep yourself busy. Are you ready for that?

The major effect would be the temptation to join immediately with anew partner. This can work both the ways. Some people never wish to form a relationship again after undergoing the trauma, while some want to form a relationship as soon as possible to forget the earlier one. Both of theses choices carry danger. The best alternative is to wait for sometime and when you find your stability and self

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The author, C.D.Mohatta writes for screensavers and desktop wallpapers on topics like nature, spirituality, motivation, love, holidays, animals, etc. One more site associated with the author has free fun games which surfers can play online. The author also writes for romantic ecards.

Source: http://www.articletrader.com ]]> http://www.articletrader.com/society/divorce/break-ups-and-guilt.html http://www.articletrader.com/society/divorce/break-ups-and-guilt.html Sun, 21 May 2006 00:00:00 -0500
Why guilt? Guilt comes if you have done any wrong that has not been corrected. If you have done wrongs with your partner and refuse to acknowledge them before break-up that will be very painful afterwards. Let me tell you something. Most of us never believe that we have done any wrong. As time passes we realize our wrongs and by that time all is lost. The feelings of guilt therefore take over after that and make life impossible.

Remedy - If you have decided to break-up, please go ahead. Please do what I suggest before you break up. Please ask your partner about what all he/she feels what done wrongly by you. Ask them to tell you about everything, not missing even the smallest detail. Without any arguments, please say sorry for all that. Do not argue. I know that you would not agree with most of the accusations and get angry and protest furiously. But refrain doing that. Say sorry, and apologize profusely and after that try to forget everything. Forgive yourself and continue with your life. This way you will be saving yourself from tremendous amount of guilt that may come afterwards. Act in time before breaking up.

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The author, C.D.Mohatta writes fun quizzes and tests on topics like love, personality, dating, relationships, friendship, movies, tv, music, business, etc. The author writes for free ecards and greetings on holidays, birthday, love, friendship, family, expressions, celebrations and all events and occasions. One more site associated with the author has free arcade games which surfers can play online.

Source: http://www.articletrader.com ]]> http://www.articletrader.com/society/divorce/divorce-overview.html http://www.articletrader.com/society/divorce/divorce-overview.html Tue, 04 Jul 2006 00:00:00 -0500 Divorce is not just a termination. It’s a beginning.

Maybe your friends of the family or people at work will be going through its own set of changes as you face others with your new civil status.
Divorce may be defined as a termination but it is the start of new beginnings and the introduction of a number of changes in both you and your children’s lives.

Is divorce for you?

Before that, if you are reading this and are in the process of considering divorce, take a moment to think about several assertions. If you believe that you can accept the following assertions as true in your marital relationship, give the idea of divorcing your mate a second thought.

• I believe I still have love for my mate.
• I am prepared to seek counseling or marital therapy for the sake of the relationship.
• I want to transform for the better.
• I value openness and truthfulness in my relationship with my mate.
• It doesn’t matter who’s right or wrong, what matters is that I am willing to seek forgiveness or forgive when needed.

However, if you cannot see yourself in the mentioned assertions, read on to gain a basic understanding of divorce.

There have been misunderstandings as to how divorce and annulment differ. As mentioned, divorce is a termination of the marriage contract. Annulment, on the other hand, deems the marriage null and void, as if one were never married in the first place.

In certain areas where divorce has stigma attached to it due to the country’s dominant religious belief, annulment is more popular.

The Popularity of divorce

Most developed countries, despite certain religious stigma, divorce is widely acceptable. The popularity of divorce in developed countries has been on the up rise since the 20th century. Countries like the United States, United Kingdom, Canada, and South Korea, have all been affected by this popularity of divorce.

However, in the Philippines and Malta, divorce is illegal. Even if divorce is legal in Japan, the country has been able to maintain a distinctly low divorce ratio. Because of the Catholic Church’s influence, a number of countries in Europe have banned divorce. As a result, people in these locations seek out other areas in order to get divorced.


Visit Divorce Guide for more information.


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Hope Ocampo is a staff writer for Divorce Guide, a one-stop information resource for news, articles and advice about divorce.

Source: http://www.articletrader.com ]]> http://www.articletrader.com/society/divorce/countries-which-have-legalized-divorce.html http://www.articletrader.com/society/divorce/countries-which-have-legalized-divorce.html Tue, 04 Jul 2006 00:00:00 -0500
In countries which are predominantly Catholic, divorce is not welcomed by the culture which is greatly influenced by religion. For example in the Philippines and Malta, divorce is illegal. Because of the Catholic Church’s influence, a number of countries in Europe like France banned divorce. As a result, people in these locations may seek out other areas in order to get divorced.

Comparing and Contrasting

In countries which have legalized divorce, separating from your spouse may be much simpler than in those where divorce remains illegal. In countries where divorce is illegal and annulment may be the only way of getting out of a problem marriage, matters can get much more complicated.

The process of annulment may take a much longer period of time than the procedure of divorce. Divorce is the termination of a marriage contract. Annulment, on the other hand, deems the marriage null and void, as if one were never married in the first place. This makes couples think twice before considering the final step of annulment. But this can have its pros and cons.


Culture and Divorce

Most of the time, a woman may even stay in an abusive relationship for a long period just because of the culture’s view on separation. This is exactly where countries which have legalized divorce have the upper hand. In these cultures, getting out of any kind of abusive relationship as soon as possible is emphasized greatly. Looking at it this way, divorce becomes a tool for saving those spouses in detrimental marriages. But divorce itself may also be abused.

Marriage is a serious decision for anyone and it should not be taken lightly with the thought that one may just as easily get a divorce.

Debate upon the ease in which a couple may get divorced in some cultures has also long been discussed. The “Las Vegas” ease of tying the knot and just as easily cutting it off has been highly criticized by conservative cultures.

Getting married for a couple of hours just for the feel of it and then getting divorced soon after in just the same hurry is a clear example of how divorce can be abused.



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Hope Ocampo is a staff writer for Divorce Guide, a one-stop information recource for news, articles and advice about divorce.

Source: http://www.articletrader.com ]]> http://www.articletrader.com/society/divorce/divorce-and-your-finances.html http://www.articletrader.com/society/divorce/divorce-and-your-finances.html Tue, 04 Jul 2006 00:00:00 -0500
Transforming joint accounts into separate ones can cause quite a flurry as well. You will have to deal with alimony and spousal support also. Amid all the financial issues it’s important to keep your information updated and keep yourself knowledgeable. Read up on whatever financial issues you may be facing in your divorce.

Dealing with the division of property in a divorce can be quite a challenging process. It may not be just like dividing a pie in half. A lot of different factors play a part in the division of property in a divorce.

You should know your rights concerning what things you may take from your marital home. As long as you moved out of your marital home on your own will, you can come back to take what you need. Even if your spouse has had the locks changed, you have a right to enter unless the court has granted him/her with exclusive possession of the house.

If you feel that your spouse may be hiding assets from you, a divorce investigation may be the best idea. You can start by evaluating financial records that you may find at home and also by taking note of assets. Make sure that you have your own copies of financial statements that you and the other party may have kept. Check the mail as well for possible bank records. It would be best to photocopy these statements in order to have a hard copy of the important information.

You must familiarize yourself with your state’s laws regarding the division of assets in divorce. Make sure that you have a detailed list of the assets. The easiest way to do this would be to sit down with your spouse and clearly list down your recognized assets. This list may include the residence, joint properties, vehicles, accounts, stocks/bonds, antiques, furniture/appliances, and retirement plans. If the both of you can agree upon a clear list of assets, this will help you steer clear of costly and time-consuming court processing of division of assets. By coming together and agreeing upon property division, a divorce may be settled simply with the help of attorneys.

Close up any joint accounts or have them transformed into individual ones. Also make it a point to cancel any customer credit accounts, for example those for a particular department store or gasoline station. Closing or canceling any of these kinds of joint accounts leave no room for any possible financial abuse by the other party which may cause ruin to your own credit rating.


To find out more, please visit Divorce and Finances.

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Hope Ocampo is a staff writer for Divorce Guide, a one-stop information resource for news, articles and advice about divorce.

Source: http://www.articletrader.com ]]>