Travel insurers compared

Buying travel insurance before you go away is the easiest way to ensure that your holiday will go smoothly. Should you have an accident or fall ill while abroad, or encounter any other problem, you want to make sure that you will be looked after.

Amazingly, 15% of Brits still risk traveling abroad without travel insurance, which could result in financial ruin if they required medical treatment. To be returned to the UK in an emergency could cost you thousands of pounds so make sure you have adequate and appropriate travel insurance for your trip.

Travel insurance is there to provide you with a safety net against the most common of problems that can happen while you are on holiday, such as lost or delayed baggage, flight delays, missed departure, flight cancellation and the more serious such as becoming ill or injured.

There are hundreds of different insurance policies on the market offering different levels of cover and it is important that you investigate a policy carefully before you decide to buy. It is easy to make comparisons between companies by looking at their website, but see below for a quick overview of three recommended insurers. The information here taken from their advertised benefits on their websites. Each provider is also able to tailor a policy to meet more specific needs.

If you are planning to make more than two trips this year, these insurers suggest that you consider a multi-trip or annual policy. More information about these policies and more can be found on their websites.

AA Travel Insurance • Emergency assistance while travelling - 24 hours a day, 365 days a year • Cancellation cover up to £5,000 per person • Cover for business travel included • Medical expenses up to £10 million • Discounts for couples and families • Winter sports, golf and wedding cover available

Go Travel Insurance • From £3.95 • Kids Go Free • Medical Expenses up to £10,000,000 • Cancellation and Curtailment up to £3,000 • 24 Hour Emergency Support

1Stop Travel Insurance • From £5.49 • Kids Go Free • Medical Expenses up to £10,000,000 • Cancellation & Curtailment up to £5,000 • 24 Hour Emergency Support

Visit etravelinsurance.co.uk for skiing insurance policy that offers cheap insurance for customers taking a single trip including winter sports such as skiing and snowboarding.